Costco is one of the biggest retailers in the world today. It ranks among the biggest publicly traded Fortune 500 companies on the United States Stock exchange. Let us know about “Does Costco Take VSP And EyeMed Insurance?”
It revolutionized the retailer culture with its unique and innovative membership only access to a humongous range of products ranging from the tiniest everyday needs to unique requirements all under one roof termed as warehouses, Costco stores are quite expansive and accommodate almost every kind of commodity that an average person needs.
Costco also offers services in addition to commodities, one such service being Vision Care. Costco employs independent doctors to provide vision care services at their ‘warehouse’ stores. Now, considering the sky-high costs of medical care in the United States, it is natural for an average American to consider twice before opting to get their health, vision, or otherwise, checked. It is also prudential to have medical insurance in America to pay for the medical bills. Two such popular insurance companies are VSP and EyeMed which cover vision health.
Here, we will discuss how feasible it is to get your vision treated at Costco and whether VSP and EyeMed cover the cost of treatment or not. Let’s begin.
Do VSP And EyeMed Cover Treatment At Costco?
Yes, Costco accepts most major insurances to cover the cost of vision treatments, including VSP and EyeMed. However, these two insurances are subject to the location of Costco and the eligibility of its in-house doctors. Keep reading for more details.
As standard vision insurance, almost all Costco Optical Centers accept VSP. One can get their vision treated as recommended by the doctor and VSP will cover the cost according to the plan opted for by the insured person.
However, with EyeMed insurance, there is a particular catch at Costco Optical Centers. Since Costco Optical centers are listed as ‘out-of-network’ centers, EyeMed covers only the cost of eye exams, frames, and basic plastic lenses. Another issue is that while EyeMed can cover up to 100 percent cost of prescribed plastic lenses, they copay up to 39 bucks on eye exams, and that too when you submit a reimbursement request with the insurance company.
Considering all, getting your vision impairment treated at a Costco Optical Center is better with VSP insurance rather than EyeMed insurance.
What Other Insurances Are Accepted By Costco?
As mentioned earlier, most Costco Optical Centers will accept VSP insurance as a set standard that will help cover your cost of treatment and even prescribed glasses. However, along with VSP and EyeMed, Costco Optical Centers also accept several other vision insurances as well. These are as follows:
- Davis Vision
- VSP
- FEP BlueVision
- Spectera
- MES Vision
- EyeMed
- United Healthcare
- VBA Vision
If you are insured by any of these insurance companies, you can get your vision treated at a Costco Optical Center and have it covered fully or partially by your insurance.
What Services Do Costco Optical Centers Provide?
Costco Optical Centers provide most of the services that an optometrist’s clinic provides. Here, you can get the following services at an economical price:
Eye Exams
These centers conduct a variety of eye exams to determine the kind of vision impairment one might have.
Prescription
One can get glasses prescribed from here or even contact lenses, covered by their insurance wholly or partially.
Designer Frames
One can purchase designer frames from brands like Fendi and Burberry and have them fitted with prescription glasses, covered by their insurance.
Repair Old Spectacles
Some Costco Optical Centers also repair broken spectacles, subject to availability at the Costco store.
All Costco Optical Centers Aren’t The Same
It must be noted that not all Optical Centers at Costco are not the same. Costco employs independent optometrists to provide eye care services. It is up to the discretion of the doctor to accept payment from insurance companies and can deny some insurance companies as well.
It is advised to enquire about your respective insurance company’s payment status at your local Costco before getting your treatment done.
The good thing is that even though some doctors might deny an insurance company, some doctors accept other insurance companies that others don’t.
Frequently Asked Questions (FAQs)
- Does EyeMed cover full treatment?
EyeMed considers Costco Optical Centers as out-of-network centers. Hence, they do not cover the entire range of services provided at Costco Optical Centers.
- How many Costco Warehouses are there in America? How many have Optical centers?
Usually, it is easy to find a Costco Warehouse in America with an Optical Center. There are 800 plus Costco locations worldwide and more than 500 of these locations have Optical Centers.
- Does Costco provide other health services?
No, as of now, Costco does not provide the health services equivalent to a hospital.
Summary
Here, we discussed Costco Optical Centers and whether or not they accept VSP and EyeMed insurance as payment. We also listed some services available at Costco Optical Care Centers and what insurance companies cover the cost of treatment here.