PNC is one of the largest banks in the USA by assets, several accounts managed, and several automated teller machines (ATMs). Like other banks in the USA and around the world, PNC uses routing numbers for the transfer of cash from one bank account to another. The routing number for your PNC checking or savings account is unique to the State where your account was opened. If you opened your PNC checking/savings account in the state of Illinois, this article would supply you with what you need to know about PNC routing number in the State of Illinois and some other things you need to know that are related to routing numbers. Let us know about “PNC Routing Number In Illinois”
What Is The PNC Routing Number For The State Of Illinois?
There are two types of routing numbers PNC uses when conducting transfers within the USA, and for international transfers. For money transfers within the USA, PNC uses an ACH as a routing number, while for international money transfers, PNC makes use of a swift code or an IBAN code as a routing number.
ACH Routing Number:
ACH is an acronym for Automatic Clearing House and is unique to each US bank. The ACH for domestic transfers is a 9-digit code that helps to identify the bank involved in a financial transaction and the location of the bank where the account involved was opened. For PNC, the general ACH routing number is 267084199. This routing number can also be used if you are receiving money into your PNC account from a foreign bank.
For checking/savings account, the routing numbers are unique to the State, city, or county where the account was first opened. For PNC savings/ checking accounts opened in Chicago or any other city in Illinois, the PNC routing number is 071921891.
A Swift code is an 8 or 11 digits code that helps to identify banks globally. A swift code identifies:
✅The name of the bank involved in the transaction.
✅ The code of the country where the bank is headquartered.
✅ The main headquarters of the bank involved.
✅ The specific branch of the bank where the money is heading to.
IBAN Code: The IBAN is a code that is mainly used by EU banks to identify bank accounts, the bank involved in a financial transaction, and the country where the bank is located.
How Can I Find My PNC Routing Number?
You can easily find your routing number, and it can be done in 3 ways:
✅ Through online banking:
You can find out your PNC routing number through online banking by following these steps:
– sign up on PNC online banking, after doing that, choose your account.
– If you are using a virtual wallet account, head over to “Account activity” and click on the tag “Go to Account and Routing Number”.
– If you are using a savings or a checking account, choose the link tagged “Show account and Routing Number”
After doing that, enter a one-time password code(OTP code) to verify your identity and then follow on-screen instructions to view your PNC account and routing numbers.
✅ Through the PNC Mobile App:
If you are using a savings or checking account, you can easily find your routing number on the PNC mobile app. To find your PNC routing number through your mobile app, follow these steps:
– log in to your PNC mobile app.
– Choose your account.
– head over to “Account actions” and choose your routing and account numbers.
– enter an OTP code to verify your identity before viewing your PNC account and routing numbers.
✅ Through Paper checks.
Your PNC routing number can be found on your checks. At the bottom of your PNC check, there are two numbers: the first one is your routing number, and the second one is your PNC account number.
What Can I Use My PNC Routing Number For?
Your PNC routing number can be used for purposes like:
– For depositing money: If you are trying to deposit money into your PNC account, you would need your account and routing numbers.
– Tax payments or stimulus checks: If you are to receive a refund on your taxes or stimulus checks from the government, you would have to give the IRS your routing and accounts numbers- Phone transfer: You would need your PNC routing and account numbers for you to be able to carry out financial transactions on your phone.
– Payment of bills: If you are trying to avoid credit card charges while paying for utility bills like electricity and water bills, you can pay directly from your PNC account, but FAQs
1. What would happen if I mistakenly use the wrong routing number during a transaction?
If you use the wrong routing number for a transaction, it would not go through, and you would not lose money.
2. Can my PNC routing number change?
Yes your PNC routing number can change if PNC is merging with another bank or if it is acquired by a larger bank such as Wells Fargo or Citigroup.you would need your PNC account and routing numbers to do that.
Your PNC routing number is important for you to be able to successfully carry out financial transactions with your PNC account. It helps banks to identify your account so that the funds can be successfully transferred or deposited into your account. For more information on your PNC account or routing number, you can visit the PNC website at: www.pnc.com.