The modern era has brought a plethora of new technologies to enhance our living. For a bank, the main purpose other than safekeeping is to transmit money through and fro. One such bank rooted in Boston is Sovereign bank, founded in 1902 and later renamed Santander bank. They provide retail and corporate banking in addition to other banking services. For such transactions, the banking system holds an identification address for each of its bank branches. This address differing based on the branch and bank is referred to as the routing number. The Santander routing number can be found on the bottom side of the check, depending on the state in which the account is opened.
Purpose of routing number:
At Santander, the usage of the routing number was for direct deposit payments, transfers through the wire, to make frequent withdrawals, online bill payments, and setting up the third parties. Personal and business users that boost the economy benefit from the tailored assistance.
Routing number:
The Santander routing number is a 9-digit number that is tied to the customer’s bank. There are two routing numbers for Santander bank customers. The account number can help to determine the below,
- If the account number has figures of 10, the routing number is 231372691.
- If the account number has figures of 11, the routing number is 011075150.
A customer can also see the check to identify the routing number which is printed at the bottom next to their account number. There will be no alternate number for a routing number once the customer has commenced his association with the bank.
Location-wise details:
Simultaneously the routing numbers differ with the state in which the account opened.
- Connecticut: If the state of the opening is Connecticut and the date of opening is on or before 17 May 2012, the routing number is 011075150. For accounts opened after the date -17 May 2012, the routing number is 231372691.
- Massachusetts: If it is opened in Massachusetts state on/before 17 May 2012, the routing number is 011075150 and after 17 May 2012, is 231372691.
- Rhode Island: If it is opened in the state of Rhode Island on/before 17 May 2012, the routing number will be 011075150. If opened after 17 May 2012, the routing number is 231372691.
- New Hampshire: If it is opened in New Hampshire on/before 17 May 2012, they have the routing number as 011075150 and after 17 May 2012, it is 231372691.
- Other states: If opened in Delaware, New York, Pennsylvania, New Jersey, and Maryland, they have a common routing number of 231372691.
What not’s:
- If there is any wrong entry of the routing number at the time of usage, the procedure may get delayed or denied. For example, a simple wire transfer that is initiated by you to your friend will require the routing number and account number for the transfer.
- The routing number sometimes if entered wrongly, will give an alert that the number is non-recognizable. It might direct you to visit the bank. This way it will help you from continuing the transaction.
- A wrong router number can be very sensitive as it can lead to wrong account transfers in rare cases.
- The customer has to be discrete in sharing the account number and routing number for any transaction. There is a risk in being a part of illegal usage of the same.
Conclusion:
According to the UN News article, there is an increased online transaction around the globe which is also contributed by the United States with a percentage increase of 11 to 14. The increase in these online transactions is born out of the modern advancements in the banking network. The electronic address of the account number, which is the routing number, is a similar child of advancements.
Frequently asked questions:
- Can I send international transfers through the routing number?
For international transfers, you need the swift code also. Check this website for details-SWIFT/BIC codes in United States – Wise
- How can I make the online transfers with Santander bank?
Login into your account with your credentials by clicking the top right button of the page (Online Bank Account | Personal Banking | Santander Bank – Santander). Enter into the payments and transfer option to make the transfer.
- Where can I find support for transfer-related queries?
Santander has common queries addressed on their website- Contact Us | Santander Bank – Santander. Customers can also reach them through contact number 877.768.2265 from Mon-Sun at 8.00 am and 8.00 pm.
- Do they provide services through mobile applications?
Yes, the Santander app can be used for banking-related services limited to mobile.
- How can I locate a branch closer to me?
Check out the link-Find a Santander Bank branch or ATM for branch visits.
