Does Walmart Accept Checks as a Payment Method?

Walmart is a multinational retail corporation located in the United States of America. It is a go-to store for grocery shopping and other household items for most Americans. The company strives to offer safe and affordable appliances with easy and quick means of payment. You are here, probably wondering if you can pay with a check for your Walmart shopping. Let us know about does Walmart accept checks as a payment method.

Does Walmart Accept Checks as a Payment Method

Yes, Walmart allows you to pay using checks, among other payment methods. Checks allow you to shop at Walmart even without debit and credit cards. However, you must verify your check by TeleCheck or Certegy and present your ID to use this payment method. If everything checks out, you proceed with the payment. This article will give you the process of the check payment as well as the limitations they might have on checks. 

Starbucks Rewards Hacks – Know Mo...
Starbucks Rewards Hacks – Know More

Walmart Check Payment Method Processes and Its Limitations

  1. How they process the checks
  2. Can you exchange checks at Walmart
  3. Charges for using the Check payment method at Walmart
  4. Check limitations at Walmart
  • How Do they Process the Checks?

To ensure that your check is valid and to avoid fraud, Walmart will ask for your ID and phone number at the cashier. The name must match on both the ID and the check. Moreover, you should print the check rather than sign it. The next stage is the Telecheck or Certegy. Your check must be verified by a third party to ensure that it is valid. If the third-party verification fails, you will be denied the use of the check, but if it checks out, you will be able to pay for your products. 

  • Check Exchange at Walmart

You are at Walmart and want to cash a check, but you have no bank account. Yes, Walmart allows you to cash your check. Walmart offers you an opportunity to cash your check for different types of checks, such as tax checks, government, and payroll, at a fee of $3.74 per transaction. The cashing process is pretty easy. You just present your check to customer service. They scan it and give you your money, of course, minus the transaction fee.  

  • Charges for Using Check Payment Method at Walmart

Walmart has some policies that users need to sign and agree to before writing their checks. They will add $35 to your original deduction if you write a check yet you have insufficient funds in your account. Walmart claims that the fee is to ensure the safety and security of the check payment services used by the clients.

  • Walmart Check limitations

Everyone who wants to use the check payment method at Walmart will be curious to know some of the limitations of check payment. As we explained earlier, the check payment process involves presenting a valid ID and your phone number. The check is then passed through a check authorization service, TeleCheck, or Certegy. You proceed with the payment if approved, and choose a different payment method if denied. 

Walmart has not stated any limitations on the number of checks you can use. However, the starter checks are not accepted. You are not allowed to use checks at self-checkout lanes; instead, use the normal cash register if you want to pay with a check. The checks must be from US banks in US dollars. 

Conclusion

As we have seen, Walmart accepts cash, card, and check payment methods. However, a few conditions must be met for check payment safety and to avoid fraud involved with checks. Your check name must match the one on your ID, and then the Telecheck service will verify the check. Finally, you can only use a check at the traditional cash registers. Follow these guidelines if you want to shop at Walmart and pay conveniently using checks.

Frequently Asked Questions

  1. How long does Walmart take to process a check?

You may be worried about the waiting period for them to process the check and for you to receive your products. Walmart takes approximately twelve business days from when you order to receive your goods. However, if you shop physically, the process takes less than ten minutes.

  1. Can you write a check at Walmart self-checkout?

As we mentioned earlier, there is no option of a check payment method at the self-checkout. However, the registers accept cash, debit and credit cards, Walmart gifts, and EBT cards. You go to the traditional cash check-out lane if you want to use a check for your shopping.

  1. Why did Walmart decline my check?

Many people experience this problem. Walmart might decline to cash your paycheck. This might be because of insufficient funds in your account, the type of your check is not acceptable, or the check exceeds the acceptable amount. If you experience this problem, just consult the customer care officers.

Does Walmart Accept Checks as a Payment Method?

Leave a Reply

Your email address will not be published. Required fields are marked *

Scroll to top