You may split the total payments between your debit card, credit card, and Amazon.com gift card. Amazon does not support using two different debit or credit cards to pay for anything in two parts. You can get an Amazon gift card or use one you already have as the second half of your split payment.
Amazon allows you to split payments; however, there is a workaround. You can only redeem you gift card for its face value using a credit, debit, or prepaid card. You may use one accepted credit, debit, or prepaid card and one Amazon.com Gift Card to pay in part or whole for an order. You can use Amazon gift card or request a relative/friend to send you a gift card. Split the payment using the balance and your card. The information below explains how to split Amazon payments.
Steps on How to Split Payments on Amazon
If you follow these instructions at the checkout, you will be able to split the cost of your purchase between a gift card and a credit or debit card:
1. If it is not already open, open your shopping cart by clicking the basket symbol in the upper-right corner of your screen.
2. There is a yellow “proceed” button at the upper right corner. Click the button.
3. Press “Add a gift card, promotion code or voucher.”
Press “Apply” to use your Amazon gift card.
Choose “Use your $X gift card balance” to pay using a gift card you’ve already placed in your account.
4. Check that the proper credit or debit card is chosen under “Payment method,” If it is not, click the “Change” option and choose your preferred card.
5. Review your shipping selections before clicking the yellow “Place your purchase” button.
Amazon Accepted Payment Methods?
While Amazon only enables consumers to split payments with a gift card, they provide several alternative payment options. Customers who are hesitant to spend money on their debit/credit card all at once should make various transactions and submit separate orders using any of the following:
- Visa Debit/Credit Card (Including Prepaid Visas)
- MasterCard (including Pre-paid MasterCard)
- The American Express Company
The following payment options are accepted:
Visa (including the Amazon Rewards Visa Signature Card), Amazon Gift Card, Amazon Secured Credit Card, MasterCard/Eurocard, Explore Network, The American Express Company, The Diner’s Club (Only US billing addresses accepted), NYCE, STAR, JCB, MasterCard, or American Express and Prepaid credit or gift cards from Visa,
You may also pay for your purchase using Amazon Gift Cards. Remember that all credit cards report to the three main credit agencies, so carrying a load from month to month may harm your credit score unless you pay it down as soon as the payment is due.
Why Does Amazon Not Allow Credit/Debit Card Split Payments?
This e-commerce firm noticed that a customer’s identification might be more difficult to verify if their payment forms used various cards. Due to the increased risk of fraud, they do not enable consumers to pay with their credit and debit cards simultaneously. However, the card service providers associated with this e-commerce firm have restrictions.
Customers who split their purchases using cards, in particular, may avoid exceeding their maximum spending limit. This behavior is restricted to prevent criminals from exploiting system flaws in Amazon. Instead, since they cannot make overdrafts, they allow splitting transactions involving gift tokens or prepaid cards.
Conclusion
At Amazon, you may split payments between a gift card and a credit/debit card, and you can add your gift card before or during the checkout process. To prevent financial fraud indicators, most retailers and card providers do not allow consumers to split purchases across credit and debit cards.
Customers who wish to pay for just part of an item with a gift card may do so by entering the card’s code into their account and the rest using a debit or credit card. You may not be authorized to use many credit cards simultaneously, or you may not have enough balance on your primary credit card. However, you may still amass balance from various credit cards by buying many gift cards.
FAQs
1. Can I split a payment on Amazon using a Visa/MasterCard Gift Card?
Although Amazon enables consumers to split payments with gift cards, they cannot split payments with prepaid Visa or Master cards. While prepaid credit cards officially gift cards, they function on debit machines just like ordinary credit cards. As a result, prepaid credit cards do not provide codes that you may enter into an Amazon account.
2. If you have an Amazon account. Can a gift card be added?
Yes, you may apply a gift voucher to your account before or during the checkout process. However, you must first purchase it through the Amazon.com shop or website.
