Does Express Take Afterpay? – Know More

Introduction:

Buy Now Pay Later (BNPL)is intended to be a credit card alternative for any buyer who has ever felt pressured to purchase something he can’t afford right away. Although there are many different Buy Now Pay Later companies, Afterpay, Klarna, and Affirm are three of the most well-known ones. Let us know ‘Does Express Take Afterpay?’.

Does Express Take Afterpay?

Online marketing is gradually replacing offline marketing. Express Online Shopping accepts credit cards from several financial institutions; Afterpay is one of the well-known credit cards they accept. To better serve and facilitate shopping for their customers, both retailers and consumers, Afterpay offers short-term installment plans through its application. 

Afterpay: It is an Australia-based BNPL provider. Afterpay had more than 16 million customers. It was available at about 100,000 merchants globally according to data from the 2021 report. It is available in well-known shops like Target, ASOS, and Nike. Its acquisition by Square for $29 billion was evidence of its expanding popularity.

Ways of using Afterpay: Customers have three options for using Afterpay.

1. Through the retailer.
2. The app itself.
3. From the Afterpay website.

Paying through Afterpay online: Regardless of whether Afterpay is a payment option provided at checkout, you can use it at any retailer whenever you order online. For a card number to enter at checkout, you can use the Afterpay virtual card through the Afterpay app.

Using Afterpay in-stores: After downloading the app, it will create a virtual Afterpay card that you can use in-store.

Customers can use Afterpay in-store to pay for their goods in four installments, just like they can do online, without taking out a loan, paying upfront fees, or paying interest. It allows users to start a purchase in-store by simply touching the card symbol, Afterpay app will activate the Afterpay card in the wallet.

Express taking Afterpay: To improve the online shopping experience, Afterpay introduces Express Checkout. The items we require are all available for purchase at Express Online Shopping, which you may access by using the Afterpay mobile application that you have downloaded.

Customers can now swiftly conclude a transaction by checking out directly from a product page or shopping cart using their saved Afterpay credentials.

The benefit of using Afterpay Express Checkout: Both customers and retailers profit from the use of Afterpay Express Checkout. Thanks to the option to checkout immediately from a product page or shopping cart, customers will have 75% fewer fields to fill out and a 50% shorter checkout process.

Adding Afterpay Express Checkout: To enable Express Checkout, you must display an Afterpay checkout button on your shopping cart and/or product pages. Shoppers can finish transactions more quickly thanks to Afterpay Express Checkout, which streamlines the full checkout process on desktop and mobile.

1.  To enable a smart checkout flow, make the Afterpay Express Checkout button available straight on your product page or cart. 
2. Adds your favorites to your cart.
3. Simply selecting “check out with Afterpay,” the customer is then asked to enter their Afterpay login information.
4. The customer verifies their order and shipping information.
5. The consumer verifies their final order.
6. There will be four equal installments for your order, due every two weeks.

Benefits of using Afterpay: 

1. It allows customers to receive their orders right away and pay for them over four installments.
2. When approving customers, Afterpay doesn’t verify their credit history.
3. Customers purchases with either a debit card or a credit card.
4. There is no impact of Afterpay on your credit score.
5. Worldwide, there are about 100,000 retailers. Customers can also make in-person purchases with the Afterpay card.
6. Its key benefit is you don’t have to pay interest for using the service.

Other payment methods used by Express: Express is a well-known clothing brand and destination for fashion for both men and women. It offers its customers a world-class online and mobile shopping experience. Different payment methods used are:

• EXPRESS Credit Card
• Express gift cards 
• Visa
• MasterCard
• American Express and Discover
• PayPal
• Affirm Financing
• Klarna 

Conclusion:

The goal of Afterpay is to power a prosperous economy for all. This Buy Now Pay Later (BNPL) provider has many benefits as there is no reporting to the credit bureau, which will not affect your credit score, no hidden fees, and more as stated in this article. It is a suitable option for customers who can make their payments on time and avoid late fees. You can add the Afterpay Express checkout button on your product page or cart and can make purchases in a short time. You can pay through the Afterpay Virtual card which works like a Credit card. 

Frequently Asked Questions:

Is there any late fee incurred by Afterpay after a late due payment?

If customers are paying late, they are asked to pay a late fee of $8 or 25% of the transaction and are unable to use the platform until the payment is made. If customers want to avoid late fees, they may postpone one payment per order.

What is the other well-known BNPL provider is accepted by Express?

The other alternative payment provider accepted by Express is Klarna. With Klarna you can get your order right away and have up to 30 days to make payment.