A payroll check is a paper document issued by an employer for the payment of services rendered by the employee, so you can cash payroll checks in major stores, banks, etc., but can you cash payroll checks at Walmart? If you would like to know the answer to this, then sit back and relax because all your answers are in this article. Let us know more detail about ‘Does Walmart Cash Payroll Checks?’.
Does Walmart Cash Payroll Checks?
Yes, Walmart does cash payroll checks. You can also cash any kind of check at Walmart money centers. These money centers are located in all Walmart stores, and in some Walmart stores, you can withdraw all kinds of checks, including your payroll checks, at the register. There are limits to the amount of money you can withdraw using payroll checks at Walmart, and there are important things to keep in mind, but don’t worry!! All you need to know is right here.
How to Cash a Payroll Check at Walmart?
As earlier established, you can withdraw payroll checks at Walmart, so if you have a payroll check and you don’t know where to withdraw it, you can visit the Walmart money center at any Walmart store and withdraw the payroll check. If you don’t know how to withdraw payroll checks at Walmart, don’t worry, we’ve got you. Just carefully follow the steps below:-
- Go to any Walmart store closest to you.
- You’ll need two valid forms of identification to withdraw payroll checks at Walmart; you’ll need one with a photo and one without a photo.
- Go to the Walmart money center and present your payroll check and your valid ID. Once verified, you’ll be given your cash.
- Note that you can also withdraw payroll checks at the register.
The valid forms of identification you can present at Walmart to withdraw payroll checks are:
- A driver’s license
- Military ID
- State identification card
- Tribal ID
- US Passport
Always remember that you can’t withdraw payroll checks at Walmart without at least two valid forms of ID.
Why Would Walmart Not Cash Your Payroll Checks?
Walmart can cash payroll checks, but there are a few reasons why Walmart would not withdraw payroll checks, so you have to be careful and follow the procedures carefully. Some reasons why Walmart would not withdraw payroll checks are:
- If your check is damaged or torn,
- If your check has been issued for more than 180 days,
- If a part of your check or if all parts of your check are not visible,
- If your check is outdated,
- If your check is fake,
- Handwritten and personal checks cannot be cashed out at Walmart.
- When the written and numerical amounts do not match, e.t.c.
How Much Does it Cost to Cash a Payroll Check at Walmart?
For you to cash a payroll check at Walmart, you need your check and valid forms of identification. You will also need your social security number. You might want to know if there are charges if you want to cash your checks at Walmart. Well, yes there are charges, but they depend on the amount of money you want to withdraw. Walmart charges are:
- If your payroll check is below $1,000, Walmart’s charge is $4.
- If your payroll check is $1,000 and above, up to $5,000, Walmart’s charge is $8.
- Walmart’s charge is $6 for two-party payroll checks of about $200.
Note that Walmart’s cash-out limit is $5,000, which means that if your payroll check is above $5,000, you won’t be able to withdraw it at Walmart. You should consider going to the bank. Although the bank charges are more expensive than Walmart, Walmart does not cash payroll checks above $5,000.
Conclusion
You can cash payroll checks and other types of checks at its money center. Just ensure you follow the procedures carefully. You don’t need a bank account to cash payroll checks at Walmart. Also, note that Walmart has a check withdrawal limit of $5,000 and you’ll have to pay charges of $4 to cash payroll checks of $1000 and below and a charge of $8 to charge payroll checks above $1000 up to $5,000. Withdrawing your payroll checks at Walmart is cheaper, faster, and easier.
Frequently Asked Questions
- Can someone withdraw my check at Walmart instead of me?
Ans:- No, you have to withdraw payroll checks by yourself at Walmart because you need to provide a valid form of identification.
- Do I need a bank account to withdraw a payroll check at Walmart?
Ans:- No, Walmart won’t ask you for your bank account details. All you need to cash payroll checks at Walmart is your check and two valid forms of identification.
- Is it cheaper to cash a withdrawal at Walmart?
Ans:- Yes, normal banks charge higher than Walmart, but it’s cheaper to withdraw payroll checks at Walmart.