Living spaces Furniture, LLC, headquartered in La Mirada, California, Unites the States of America is a listed company that is in the Furniture sector. The company was started in 2003 and since then it has spread to several countries, even India. Do Living Spaces Have Payment Plans is unique in its offerings to the market as it does not just sell furniture but rather an overall makeover as well, which means that it sells looks and not appliances, however, a large part of its revenues come from individual pieces selling. It has an arsenal of 150,115, and 100 Living rooms, Dining rooms, and Bedrooms in pre-set designs.
Do Living Spaces Have Payment Plans also claim to have the lowest effective prices in the sector. They also provide a robust delivery mechanism all over the States with same-day delivery, before 4:00 PM and assemble in some areas and a maximum of 3 days waiting time in other areas. They have also come up with a fun room where they have made a pre-set design of children’s play areas that are fully child-proof and they claim that parents can leave their children unsupervised in the rink. Keeping in mind the middle class of the country they have come up with Living Spaces Financing.
Living Spaces Financing
Customers who are looking to distribute larger purchases into small amounts spread over a while came to increase in demand in the consumer pool demographics. Thus, Do Living Spaces Have Payment Plans has come up with its own line of credit cards. Through them, you can make credit purchases on all retail outlets and the online store as well. You can choose your own financing plan through the credit card as well at the time of check out. They prefer if customers use Living Spaces stores as the layout and user interface are supposed to be better. You can get loans for up to 60 months at a 9.99% APR on a credit card with 60 fixed monthly payments. If you select the 18 monthly packages you will not be paying any interest for the 18 fixed monthly installments. This will allow you to easily acquire a no-cost EMI that will add to your credit score without being a loan, virtually. The Living Space credit card is supposed to make buying furniture as easy as availing a no-cost EMI for products from large E-commerce retailers. Loan approvals are very easily allowed, usually on default for all customers for smaller amounts.
Some Frequently asked questions (FAQs)
Q: Why use Living Space Financing?
A: You should use Living Space Financing Credit card to maximise your returns like any other credit card and distribute your expenses but more advantages are:
- Larger volumes become easier to accommodate in your budget
- Add to your credit score
- Convenience
- Easy approval as the line of credit is furniture specific
Q: How can you apply for the Living Spaces Credit Card?
A: to avail of the credit card a customer must log on to the site and have an account, if not they will have to create one first to go to the ‘apply for credit card’ page.
Q: How many credit cards can one use for 1 purchase?
A: One can use only a single credit card as the store currently does not accept any other alternative that used multiple credit cards.
Q: Can one use online credit card payments in our service?
A: Yes, log on to the site, and in the checkout, section select the option to pay via Living Spaces Credit Card.
Steps to opt for a financing plan when purchasing from Living Spaces:
Step 1: Once you have purchased an item from the offline store, inform the bill desk that you will be using a financing plan.
Step 2: Select a plan:
Synchrony Card:
If you already have a card you may use the same by swiping it at the bill desk but if you do not possess one then you may apply for one at the bill desk. The card will be called the ‘LSF’ Credit Card. You will need to fill in a paper application at the store as well before you can finally possess the card. For online orders just save the card on the site and it will be used there on the following purchases.
Payments to Synchrony via Synchrony Bank website, via the Synchrony app, or over the phone by calling Synchrony Bank at 866-396-8254.
Genesis Financing:
You will be eligible for Genesis financing, you are turned down for one by Synchrony. You can use this online or in the store. The financing terms will be decided the time of application, here if interest is not paid and payments are failed then it will lead to interest accrued from the beginning of the contract, that is, the delivery date.
