Does Kay Jewelers Have Payment Plans?- Lease-Purchase Program

Kay Jewelers is a jewelry company that was founded in 1916 in the Pennsylvania United States. Kay Jewelers is one of the biggest jewelry brands in the States, with a wide selection of jewelry, from pricey engagement rings to a bracelet or a simple necklace to celebrate your anniversary. For whichever occasion, a payment plan can be very helpful. Let’s know ‘Does Kay Jewelers Have Payment Plans?’

So the main question here is,

Does Kay Jewelers have a payment plan?

Absolutely. Kay Jewelers has a lease-purchase program by progressive leasing. You can also pay In 4 installments through Affirm and lastly, you can pay for your jewelry by using a Kay Jewelers Credit Card. 

Kay Jewelers’ Payment Plans In Detail

1. The Lease purchase program by progressive releasing

The list purchase program offered by kay jewelers helps customers purchase jewelry without any credit. However progressive leasing will get your information from credit card builders. The information provided will then determine whether you will be approved as an applicant. Once you get approved, you will get an instant decision on how much you can spend on the jewelry you want.

 How does the lease-purchase program work?

• The first step is to apply online or go to a Kay Jewelers local store To get an instant decision on whether you’ll be approved or not. The application process is smooth and easy.
•  Once you’ve been approved You can now visit a Kay Jeweler local store shop online Gordon jewelry of your choice. However, keep in mind that listing is available for selecting jewelry at Participating locations.
• You will be offered a 90-day purchase option and a 12 month standard agreement to ownership of the Jewelry. Keep in mind that the 90-day purchase option is much higher than the retail price. For early purchases, call this number: 877 898 1970.
• At the lease signing, you will be required to pay an initial payment of $79 plus tax.
• You can then take your jewelry home the same day or if you are buying it online, on the specified delivery date.
• Lastly, remember that you do not own the item until your payment has been made in full. 

What are the requirements for the Lease Purchase Program

1. The minimum age requirement is 18 years 
2. Have an account number and an open and active checking account with an active debit or credit card.
3. Lastly, have a social security number

2. How to pay for Jewelry by Affirm

The second option is to buy jewelry with Affirm and pay for it over time.

• Start by adding your favorite jewelry to your cat and clicking Affirm as your payment method during checkout. If it’s in-store, use your one-time virtual card in the Affirm App.
• Apply online and get a decision immediately. Additionally, your application process will not affect your credit score.
• Proceed to choose from the 5 payment plans offered by kay jewelers.

What do you need to know further about Affirm?

1. Affirm only offers a one-time-only loan.  the next time you want to use affirm you have to reapply.
2. There are no other hidden costs or late fees that apply 
3. Your total cost will be displayed upfront once you’ve completed you’ve selected your payment plan.

 To find out more on the payment plans, go to the website https://www.kay.com/affirm?icid=CREDIT:AFFIRM

3. The Kay Jewelers credit card

The credit card is used as a greeting card to make purchases at Kay jewelers. If you use the credit card payment option, you will not be charged interest if you make the payment within 12 months. However, if you do not make the payment within 12 months, you will be required to pay with interest on the full amount for your purchase.

Conclusion

Kay Jewelers offers a variety of payment plans. The information provided is to help you choose the payment plan that suits your budget and bring that smile to your lady! 

Frequently asked questions

1. Why does Affirm need my mobile number?

Your mobile number is a requirement at it has to be from the U.S or a U.S territory because it helps confirm your real identity when you create your account and sign in.

2. Is it possible to return a financed item to Kay jewelers?

Absolutely. You need to find out more about the Kay return policy found on kay.com. Remember that the jewelry can only be returned using the kay.com website. If you purchased your jewelry in-store, You can return the jewelry at any KAY store. Unfortunately, if you paid any interest through Affirm, the interest is non-refundable

3. Has shipping been affected due to Covid 19 

Yes, it has. In some cases, your shipment may experience delays. The Kay supply chain team promises to minimize any issues that may arise with the shipment, by working closely with the suppliers. The team further promises to try and minimize any delays. Every item will clearly state its shipping time frame. Additionally, you can shop at a local Kay store to avoid any shipping delays.

4. Does Kay Offer Jewelry Repair

Yes, it does! If your ring, necklace, watch, or any jewelry from Kay Jewels needs to be repaired, don’t worry, it’s perfectly normal for jewelry to need repairs after being worn for some time. Here’s what you will do, go to any of the Kay local stores for an estimate. They can chain solder, clasp replacement, resize your ring for you, prong replacement and re-tipping, watch repair, chain soldering, and many more.