Does PetSmart Accept Checks?- Other Payment Options

As a result of the introduction of technology, which has had a significant impact on the way we do things, service providers and retailers have been pushed to adopt new methods of receiving payments from customers. Due to this, PetSmart has no choice but to participate in these expansive and novel means of payment to continue to operate. Instead of only having the option of paying with cash, clients now have a variety of payment alternatives, including credit and debit cards as well as PayPal and contactless payment. Let’s know ‘Does PetSmart Accept Checks?’

Does PetSmart Accept Checks?

Some customers, on the other hand, may still choose to pay for their pet supplies in the traditional manner, such as with checks. Checks can also come in handy if you don’t have any cash with you or if you’ve left your credit or debit card at home and need to make a purchase.

Continue reading this article to find out if PetSmart will accept checks as payment for your pet purchases, whether in-store or online, as well as the alternative payment methods that are accessible to you.

Does PetSmart Accept Checks?

From 2021, PetSmart will allow you to only use a personal check to pay for your purchase. Nonetheless, you will have to provide a government-authorized photo ID for your check payable to be accepted.

Since a personal check is similar to a delayed method of making payment, a photo ID is a conventional method of assuring the retailer that the payment is secure and will not be compromised. Despite this, there are a few gaps in this type of payment that customers might take advantage of to defraud sellers. “Mystery Shopping” is the term used to describe this practice.

How Will I Know A Personal Check?

A personal check has the account number of the account holder, as well as the routing number of the bank, which are both located at the left bottom of the check. The Payee must fill in the blanks in the center of the check with their information, which includes their name, signature, the amount to be paid, and the date of payment.

The recipient will receive their compensation by cashing in their check at the bank that was specified on the personal check-in question.

What Other Payment Options Are Acceptable At PetSmart?

PetSmart has adopted a variety of modern payment methods that their customers can use when buying their products either in their stores or online.

Here are the available payment options acceptable at PetSmart:

  • credit cards
  • debit cards
  • PayPal
  • Cash
  • PetSmart gift cards 
  • VISA 
  • MasterCard
  • American Express
  • Merchandise return cards

What Payment Options Are Not Acceptable at PetSmart?

Despite PetSmart accepting a variety of many different payment options, for one reason or the other, there are still some methods that it does not allow. They include:

  • Insurance checks
  • Government checks
  • Payroll checks
  • Money orders
  • Cashier checks
  • Certified checks
  • Electronic checks
  • Out-of-state checks
  • Bankers’ checks
  • Tax refund checks

Furthermore, Cash on Delivery (COD) payments are not acceptable at PetSmart. Whether you are buying PetSmart products online or in-store, all payments must be made upfront and not on delivery.

What Payment Options Are Available When Buying PetSmart Products Online?

When shopping for PetSmart products via their online store petsmart.com, you can use any of these payment options to pay for your order:

  • Discover
  • PayPal
  • gift cards 
  • VISA 
  • MasterCard
  • American Express

In the wake of the COVID-19 Pandemic, PetSmart has continued to encourage its customers to place their orders online and make use of these easy and quick checkout options in a bid to reduce the risk of transmission.

It is important to remember that Merchandise Return Cards are only applicable for in-store purchases at PetSmart and cannot be used to make payment for online orders.

What Payment Plans Does PetSmart Offer?

PetSmart does NOT accept payment plans such as Layaway plans. This is because all purchases made at PetSmart are required to be paid upfront.

However, Petsmart offers an alternative short-term payment plan called ‘AfterPay’. Afterpay is similar to Layaway plans only that for Afterpay, you will have to first make a 25% deposit of the total cost of your order. The remaining payment shall then be made in installments every two weeks up to a total of three installments. During this period, the customer can have access to what they ordered even before they pay their last installment. This plan is available to customers in the US only!

Additionally, customers can also use a payment plan which is available in all stores that accept VISA through a third-party app called Quadpay. Quadpay will divide the initial cost of your order into 4 installments that must be settled within 6 weeks.

Conclusion

PetSmart will indeed accept payment in the form of a personal check for any purchases you make. Nonetheless, for your personal check payable to be processed, you will be required to present a government-issued picture identification card.

Alternatively, buyers can pay for their orders using a variety of payment methods, including PayPal, credit and debit cards, as well as PetSmart gift cards.

PetSmart, on the other hand, does not accept payments made via Cash on Delivery (COD) or through Layaway plans.

Does PetSmart Accept Checks?- Other Payment Options

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