Can I Use My Neiman Marcus Credit Card Anywhere?

Neiman Marcus is the American luxury departmental store owned by the Neiman Marcus group, with a popular presence in the United States. They specialize in bringing luxury products from various brands under one roof for the customer’s convenience. The brand isn’t just fixated on the customer’s convenience, but also on making sure that their customers get the best member experience possible. They ensure this through their rewarding membership program called ‘InCircle’- a points-based rewards system that can be accessed through a credit card. Now when you read a credit card, it is natural for you to wonder whether you can use this anywhere. The answer to that is, no. The usage of the InCircle credit card is restricted to all Neiman Marcus Group-owned ventures- Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow. Let’s learn ‘Can I Use My Neiman Marcus Credit Card Anywhere?’.

Can I Use My Neiman Marcus Credit Card Anywhere?

Neiman Marcus Credit Card- Features

The luxury retailer Neiman Marcus allows customers to earn points for every dollar spent online or in-store. As a Neiman Marcus customer, you can get on track to earn $100 point cards for every 10,000 InCircle points you earn.

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How?

Simply ask for a new Neiman Marcus Credit Card and you’ll end up receiving 5000 InCircle points on the very same day you make a purchase. So since you need 10,000 points to get a $100 points card and you get 5000 points right here, then you’re halfway to getting one already!

When you are using your Neiman Marcus Credit Card, you’ll receive two InCircle points for, well…almost every dollar spent at Neiman Marcus stores and Neiman Marcus’s partner stores- Bergdorf Goodman, Horchow, and Last Call.

As an InCircle member, you are also eligible for free two-day shipping. And as if that’s not enough, the Neiman Marcus Credit Card also comes with more deals that are exclusively offered only for members of the InCircle- bonus points invites to lots of killer shopping events, and whatnot!

Perks of the Neiman Marcus Credit Card

The Neiman Marcus credit card has no annual fee and offers a long number of benefits to cardholders. You’ll get 2 InCircle Points for practically every dollar you spend. When you get 10,000 points, your account will be automatically credited with a $100 Point Card.

According to the logic, you’ll need to spend $5,000 to get your first $100 Point card ($5,000 x 2 points = 10,000 points). As a result, the more you shop, the more rewards you’ll receive.

Some of the perks that you get as a cardholder at Neiman Marcus is that they do not charge you any sort of annual fee and give you access to the InCircle points program. For every dollar you spend, you get 2 InCircle points and you can cash in 10,000 points for a $100 Points card!

You’re also entitled to free gift packaging in-store and on online purchases. You also get 5,000 bonus InCircle points if you make a purchase on the same day that you buy your card. You also get access to many special discounts and bonus points for your membership card!

Here’s more- If you spend $1000 dollars annually on your card, you’ll also get free two-day shipping services!

Restrictions of the Credit Card at Neiman Marcus

Just like any rewarding points program, the InCircle program at Neiman Marcus has also got its own disadvantages. Their credit card is limited in its usage platforms because it is not a VISA or MasterCard offered card, it can only be used at Neiman Marcus stores, the Neiman Marcus online store, and the sister companies- Bergdorf Goodman, Last Call, and Horchow. The card also unfortunately comes with a high-interest rate, so you are forced into paying interest on points and balance that you keep in your account.

You also got to keep in mind that the membership is only good for as long as you keep spending at Neiman Marcus- you also risk losing out on perks if you don’t keep spending actively, which is a loss for you. Despite this, the Neiman Marcus credit card may make sense due to the lack of an annual membership charge. Even the most basic Circle One InCircle Points tier offers member-only bargains, additional points, and unique shopping events. Just remember to weigh the negatives against the benefits of the Neiman Marcus credit card.

Conclusion

Neiman Marcus, being a big name in the luxury store market, has lasted as long as it has solely because of its focus on providing clients with the best services and goods possible. That has a lot to do with its rewards program- the InCircle Credit Card. The benefits and perks serve all their members very well and keep them coming back to the store as often as they can, which is a good sign for any company. Even though their credit card can’t be used everywhere, it provides good benefits where it can be used.

Can I Use My Neiman Marcus Credit Card Anywhere?

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