If you are in the United Nations of America and are looking to apply for a store credit card, an art van credit issued by the online bank service Synchrony might be one of your better options. With the Art Van credit card, you will be able to shop at the thousands of retail store locations that accept the card, and buy home décor and all things related to furnishing a home! The topic is ‘Can I use my Art Van Credit Card Everywhere?’
The Art Van credit card is essentially a home credit card issued by the Synchrony bank in the United Nations of America, although they function only in four states namely Illinois, Michigan, Ohio, and Indiana. Your Art Van credit card allows you to easily purchase things you might need to properly furnish a home, for example- floors, wallpapers, home décor, etc. It has its branches in other areas such as well- healthcare, technology, jewelry, and travel among others, with their respective credit cards. Read on to know more about the pros and cons of the same, and whether or not it is a good choice for you.
What is Synchrony?
Synchrony is an American bank, which is powered by Fortune 500 and all its transactions and issues are completely online. They issue store credit cards that work at select retail stores, the list of which you will be provided beforehand. It was founded close to 90 years back and is currently headed by the President-cum-CEO Brian Doubles. They have several partner locations across the two nations of America and Canada, so the consumers have a wider scope of choices. The company has won several awards for an inclusive, diverse, and beneficial workplace environment, which only adds to its legitimacy and prestige.
You can head over to https://www.synchrony.com/aboutus.html to learn more about Synchrony in detail.
What is the Art Van Credit Card?
The Art Van credit card, as mentioned before, is a home credit card authorized by the American online bank of Synchrony. A home credit card means that you can use it to buy any kind of furnishing or decoration for your home. It comes under the category of Personal Credit Cards from the concerned bank.
Some of the characteristics of the Art Van credit card are as follows:
- The APR, which is the Annual Percentage Rate, is extraordinarily high for Art Van credit credits. If you are someone who carries a balance, this credit card might not be a sensible choice for you.
- The Art Van credit card does not require you to pay up any extra annual amount just to be able to use it. So, you get all the benefits of a normal card, but without the extra usage charge.
- If you are currently low on your credit score, this might not be a good option for you as it requires a high credit score maintenance, ideally 650 or above.
- There are no sign-up benefits that would act as bait to attract more customers, no cashback offers, and you do not even get an award for purchasing something off of the card. In general, the benefits that this credit card provides are little to none. It is essentially just a card that you buy and use.
- The Art Van credit card reports to several credit bureaus at once, majorly Experian and Equifax. If you do good, that would help elevate your financial responsibility status and increase your credit score, which is beneficial in the long run.
- In addition, it is extremely secure to use, which means you would not have to worry about any kind of violation of privacy.
You can head over to https://www.supermoney.com/reviews/personal-credit-cards/art-van-credit-card#:~:text=Art%20Van%20Credit%20Card%20Review,variable%20purchase%20APR%20of%2029.99%25 to know more about the card.
Can I use my Art Van Credit Card Everywhere?
You can use your Art Van credit card only in select locations across the country, those which have a pre-established relation with Synchrony. You can even use it at online e-commerce sites for home furnishing items.
Conclusion
An Art Van credit card is a home credit card by Synchrony that is very secure to use, but it might only be a good option for you if you are looking for a low-maintenance credit card to purchase all your home needs with. You cannot use the card everywhere- only at certain affiliated locations and online e-commerce sites. Now that you have looked at all the pros and cons of the Art Van card, you can decide wisely whether it matches your needs or not!
FAQs
1. What kind of cards can you use anywhere?
Visa and Mastercard gift cards are the ones you want to go for if you want a card that can be used virtually everywhere
2. Can I use my Art Van credit card to shop from Amazon?
No, as mentioned above, Art Van credit cards can be used only at previously selected locations. You can purchase the Amazon store credit card from Synchrony to shop at Amazon.
