Overstock Payment Option – Know More

Overstock is an American-based retail company specializing in internet retailing and predominantly sells furnished furniture. Patrick M. Bryne started it in 1999. The company’s headquarters are in Midvale, Utah, near Salt Lake City. Let us know about the ‘Overstock Payment Option’.

Overstock Payment Option

Overstock had a $7.7 million profit in 2009, demonstrating its considerable market and expansion. The company primarily deals with excess and returned items through an online e-commerce marketplace. They primarily focus on liquidating inventory and selling them below wholesale pricing, making it more accessible and affordable for clients.

Given the potential issues that online customers, particularly international customers, can have payment issues during the checkout process, Overstock concentrated on having as many payment choices as possible, making it more convenient and customer friendly.

Credit cards such as Visa, Mastercard, Discover, and American Express: Overstock Store Credit Card, Overstock Gift Card, Paypal/Paypal Credit, Klarna, Check/card (only with Visa and Mastercard logo), Leasing, and Bitcoin are the most common overstock payment methods.

Unaccepted Payment Methods

There are other payment options that Overstock does not accept in addition to the ones listed above. Credit cards issued by foreign banks or a foreign billing address are examples of these strategies. Aside from that, money orders, COD (Cash on Delivery), and checks are not accepted.

International Payment Option

The FedEx Cross Border gateway is used to place international orders. It conducts international transactions with various international currencies and credit cards as an international checkout utilizing FedEx Cross Border. When you complete a transaction through this portal, it will automatically display all acceptable and verified payment alternatives, providing customers with a wide range of payment options to choose from at checkout based on their billing address.

What is FedEx Cross Border?

FedEx Cross Border Global is an online E-commerce platform that is, first and foremost, the most convenient solution for numerous businesses looking to expand abroad. This platform accepted online orders and made international online shopping more accessible and straightforward by delivering secure e-commerce technology that simplifies international customers’ online checkout experiences.

Overstock Credit Card

Most online clients use the Overstock credit card as it is the most simple and convenient alternative to improve their shopping and checkout experience because it reduces the risks of payment failure. Customers can use an Overstock credit card thanks to Overstock and Comenity Capital Bank partnership. It is the best service provided to frequent and loyal customers since they may collect overstock store credit here with no annual fees on the card and the facility of zero interest on the card for a set period, making it a popular choice among consumers.

As Overstock Credit card doesn’t come with any fees, it only includes late payment and returned payment fees of $40 for both situations. Also, Using Overstock Online Credit Card Services, One can also access their monthly bills, get access to their bank statements, and get 24/7 payment access. 

Other beneficiaries: 

Some of the other beneficiaries of overstock credit card facilities are that 

  1. It doesn’t have any annual fees
  2. Welcome offer- you get $30 on your credit card after spending $300
  3. Less interest rate that is 26.99% Variable APR
  4.  580+ is the recommended credit score 
  5. Fast approval during the checkout 

Minimum Requirement for Overstock Credit Card Service:

  1. Minimum age requirement-18 years 
  2. The customer has to be US Legal resident 
  3. Has to provide the following information:
  • Name
  • Address
  • Contact information
  • DOB (Date of Birth)
  • SSN (Social Security number)
  • Employment proof 

Online Overstock Credit Card Payment Method

Step 1: Go to your Overstock Online Account after logging in with the Comenity Overstock Login.

Step 2: Since there is no mobile application, one can complete the payment process by entering the relevant information on the same portal.

Step 3: Following the completion of the payment, the customer will receive a confirmation on their device.


With a current profit margin of 14.56 percent in 2022, Overstock is one of the fastest-growing companies globally, demonstrating its excellent business model that is limited to the United States and abroad. In today’s world, everyone is looking for inexpensive and convenient items, especially when it comes to buying furniture. Overstock has shown to be the most excellent Wholesale retailing firm, supplying customers with high-quality products at lower costs wholesale pricing.

Overstock’s payment options are among the essential features that set it apart from similar businesses. One of the biggest problems clients confront as a firm expands from local to worldwide is payment procedures. With this in mind, Overstock offers a variety of hidden payment choices to make the checkout process more convenient and seamless. Overstock also offers customers in the United States utilizing their Overstock Credit Card, which has no annual fees; this demonstrates the thoughtful approach to gaining loyal customers.

FAQ (Frequently Asked Questions) 
  • Is it possible to pay with more than one method?

NO. At any one time, you can only use one payment method. Customers can use overstock gift cards or the Overstock Credit Card Facility.

  • What is the best way to recognize a payment on a bank statement?

The customer will receive a confirmation notification on their device after the payment transaction is completed. The customer can also double-check the transaction by looking for any “BONGOEU LONDON GB” transactions.

  • When will the transaction be completed?

Once the customer has placed their order, it will redirect to the payment gateway, giving numerous payment options. The customer can finish the payment process by selecting a suitable payment option.

  • What happens if the foreign card isn’t approved?

Customers are expected to use Visa, Mastercard, Discover, and American Express, as well as the Overstock Store Credit Card and Overstock Gift Card. The payment mechanism will not accept any foreign card issued by a foreign bank with a foreign billing address.

Overstock Payment Option – Know More

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