Newegg : Popular Retailer Of Consumer Electronic And High-Tech Products
(NEWEGG CREDIT CARD: GENERAL DISCUSSION)
The Newegg Store Credit Card appears to be another card in the myriad of store-brand credit cards. It’s not uncommon these days for people to want computers and other gadgets. Unfortunately, if you want the best and latest in technology, you will have to pay higher bucks for it. Newegg offers some of the best technology and electronics, and to help you take it, the company offers a Newegg credit card.
Can I Use My Newegg Credit Card Anywhere?
This card is not part of a larger network like Visa or MasterCard, which means you can only use this card in stores or on their website.
Newegg Credit Card Features
- The Consumer will get “Everyday promotional financing” for a period of up to 6 or 12 months.
- 18-month, 24-month, or 36-month extended promotional Financing.
- Get the results of your application in seconds.
- Manage your credit card securely online.
- You have the option to upgrade to a premium membership.
Who Should Apply For This Card?
Customers who want to buy electronics and get cheap financing
PROS OF NEWEGG CREDIT CARD
- No Annual Fee
It should be enough that you have to pay a good amount of money for electronics. The annual fee can be quite obnoxious; the great thing is that the Newegg credit card will never charge you an annual fee.
- No interest for purchases under $499
If your purchases range from $249 to $498.99, you won’t pay interest as long as you pay off the full balance within the first 6 months. This is a great way to avoid any extra charges.
- No interest for purchases more than $499
If you spend $ 499 or more on a single Newegg shopping, you’ll automatically get an interest-free period of up to 12 months.
- Online Management
Since you can shop online at Newegg, it only makes sense that you can also manage your account online. The advantage of online management is that you can check your balance and pay your monthly dues at any time. You can also check your order online and process your return.
- Easy Application
Newegg makes it easier than ever to apply for a credit card so that everyone can apply for a credit card more easily. Approval decisions can be made within minutes of application. This eliminates the need to wait for a post to see if it has been approved.
- Exclusive Offers
Cardholders are entitled to several offers offered only to those who own a Newegg credit card. You may receive some offers through your post, but in most cases, you will need to check your inbox for more information.
- Special Financing option
For some items, you can have zero interest for up to 18 months. This is quite a long time, and if you are going to make a large purchase, it can help if it is in the special financing category. Not having to pay interest on an expensive item can save you a lot of money.
CONS OF NEWEGG CREDIT CARD
- Credit card interest rates are very high, reaching 29.99% annually
- You cannot use this credit card outside of Newegg Stores (or Newegg Online website).
- No actual rewards for purchases.
HOW TO APPLY FOR A NEWEGG CREDIT CARD ONLINE?
Applying for a Newegg store credit card is incredibly easy. Just follow the recommendations step by step.
Step 1: After visiting the official website click on my account where you will get two options sign in or register
Step 2: Start creating your account
Step 3: Immediately after that, the application form will be displayed. Start filling out that form. At that point, you will need to enter your initial purchase price, first and last name, and address.
Step 4: You must then continue by entering your primary and secondary phone numbers, email address, social security number, date of birth, and monthly income.
Step 5: You can add co-applicants at the bottom of the page. This will help increase the overall credit for this application. Select the checkbox to add the person as needed.
Step 6: After filling out this application form, click the Continue button at the bottom to proceed.
Step 7: On the next page, you need to select a card option and click Continue.
Step 8: Immediately after that, the application form will be submitted and you can check the application results immediately.
CONCLUSION
The bottom line is that if you have a Newegg credit card, you have access to thousands of the best electronic products on the market.
It feels great to be able to shop without worrying about your finances. Having this access is one of the best features of a Newegg credit card.
FAQs
How old do I need to be to buy a Newegg store credit card?
First of all, you cannot buy this credit card. You receive it after you have applied and been approved. Second, you should be at least 18 years old to get this credit card.
What is the criterion to apply for a Newegg Credit Card?
- Credit score of 620 or more
- Must be 18 years old
- Must be a Citizen of the U.S
