Introduction
Mercari Incorporation is a Japanese origin, an e-commerce company that was established in 2013, with its offices situated in the United States of America. The Mercari marketplace app, one of the most famous products of Mercari incorporation, was initiated in Japan in 2013 and is currently Japan’s largest marketplace. The Mercari company expanded its business to the United States in 2014, collaborating with US market giants like USPS, UPS, and FedEx to expand their market within the country.
In this article, we will discuss whether Mercari accepts affirm. In addition, we will also tell our readers what alternative payment options they can implement to purchase from Mercari.
Affirm Financing
Before we dwell any further into what forms of payment Mercari allows its customers to enable, our readers should have an insight into what Affirm is.
Affirm is one of the BNPL (Buy now, pay later) companies, which strives to make consumer financing more efficient by giving individuals a chance to buy their desired product online; however, without finding themselves submerged in unmanageable debt. Affirm allows its users to select a payment option of their choice, unlike any other BNPL company.
While enabling Affirm at checkout, customers are offered an option to spread out their payments for their chosen products. Customers then must apply for a short-term loan, which in most cases, is immediately approved. After the approval, customers make a small down payment to complete their purchase. Customers will then proceed to pay off the remaining installments over the tenure of a few weeks or months.
Customers should keep in mind that Affirm is a third-party lender. All of these credits are offered to the customers by a third-party lender and not the actual merchant.
Payment at the Mercari Website
Unfortunately, as per Mercari’s latest guidelines and policy, they do not accept payments made through affirm financing. Any payment initiated by affirming at the Mercari website will be automatically rejected.
Although Mercari may not accept payments made through Affirm, there are a lot of other payment options that Mercari customers can select from:
- Credit Cards
-If customers wish to use their credit or debit cards to purchase their chosen Mercari product, they can do so by executing the following process:
-Customers will have to put in their credit card number, expiration date, and CVV number.
-To verify their card details, customers may have to make two temporary authorizations of $2 each through that card.
-Then, customers will be asked to enter the mentioned amounts from their statements on the Verify card screen.
-The payment will be successfully initiated if the statements match.
- Mercari credits
-If a customer already has some Mercari credits available in their account, they will automatically be applied to their ongoing purchase.
-In case some credits are still available, customers can access them from their account for their future payments.
-Customers should remember that these credits are only accessible for 30 days from the day the customers get them.
- Mercari Balance
-If customers are willing to pay for their purchase from their current Mercari balance, they have to select the ‘’Apply’’ option on the checkout window and enter the amount they are willing to use from their balance.
-Once the desired amount is entered, customers have to click on ‘’Apply’’ again to see the updated checkout total. Customers can now initiate their purchases.
Other payment options that Mercari accepts are:
– Apple Pay
-PayPal
-Zip
-Coupons
Denied Payment Methods at Mercari
- Affirm Financing
- Payment methods outside of the United States of America
Conclusion
In this article, we have discussed how Mercari does not allow its users to initiate their purchases using affirm financing, but it also provides its users with a wide array of alternate payment options through which they can purchase their desired product/products.
Frequently Asked Questions (FAQs)
Question1) How can a customer use coupons?
Answer) While purchasing a product on the Mercari website, coupons are automatically applied to the total cost of the product. In case a customer is eligible to use more than one coupon, they have to select the ‘’Coupons’’ option that appears during checkout.
Customers can then select the coupon that benefits their purchase the most.
Question2) When can customers add/change their payment information?
Answer) Customers have the freedom to change/add their payment information whenever they want (even during checkout).
Question3) Can customers use a prepaid card to pay at Mercari?
Answer) Yes, customers can use a prepaid debit card while initiating their purchase at the Mercari website, however, customers will have to keep in mind the following guidelines:
-The prepaid debit card that the customer wishes to use should have a registered, or a temporary billing address to ensure successful payment.
-Customers should have possession of the prepaid debit card until the transaction is successfully initiated.
