Gordmans is quite an infamous American department store. There are various department stores in the country but, very few have heard about Gordmans Stores Inc. Still, Gordmans is quite a well-established department store in the country. Gordmans is a Mid-western off-price department store that was founded in Omaha, Nebraska. This department store was founded way back in 1915 and currently, Stage Stores is the parent organization. Almost every retail and departmental stores in the country offer credit cards for its members and customers. In the same way, Gordmans does offer a credit card to all members and customers. People using its credit card have asked can they use it anywhere. Fortunately, yes Gordmans credit card can be used anywhere for all merchandise purposes at any open store.
Gordmans is one of the few departmental stores in the country to offer such an amazing credit card usage offer. Only a few such stores in the country offer the usage of credit cards at any store around the country. The usage of Gordmans credit card for any credit purchase has made the purchase easier for many members and customers in the market.
Gordmans Credit Card Review
The credit card offered by Gordmans has a unique benefit and offer for members and customers. People have often highly appreciated using credit card from Gordmans. The credit card from the department store works just fine and fair.
To receive a credit card from Gordmans one must have a civil score of above 600. Most companies in the market offering credit card keep the civil score below 500 for easy credit card purchase. But, we highly recommend every individual maintain a healthy civil score for other purposes as well.
There are a lot of benefits to using a Gordmans credit card. The credit card can be used at any store and that is what makes it quite comfortable for all customers in the market. The credit card from the department store company does not charge any annual fee to any customers or members. Whereas, other competitors of Gordmans charge a quite a large annual fee. These are some of the reasons why most members and customers have well-appreciated using a credit card from Gordmans.
Benefits of using Gordmans Credit Card
There are always some unique benefits offered and presented by various companies that are offering credit cards to customers. In the same way, Gordmans offer some unique and cool benefits to customers and members of the market. These benefits and offers make the company stand unique in the market.
Some of the benefits of using a Gordmans credit card are the following:-
- Generous Reward Rate- The reward rate offered by Gordmans is very generous. The company ensures that the rewards are not too fancy for customers and members of the market.
- High APRs- The credit card offered by Gordmans might not be the card for people who carry a balance. The credit card offered by Gordmans has a variable purchase APR rate that starts from 29.24%.
- No Annual Fee Charged- Gordmans credit card ensures that no annual fee is charged to the cardholder. This is one of the reasons why people love to use the credit card services offered by Gordmans.
- Point System- This is another interesting strategy used by Gordmans in their credit cards. People using their credit cards will see increasing their points daily. The points earned by the customers will reflect on their overall credit score. A great credit score will help the individual get a huge amount of loan.
- Multiple credit bureaus- The credit card offered from Gordmans reports to multiple credit bureaus.
These are some of the benefits of using a Gordmans credit card in the market. The highly important benefit of using a Gordmans credit card is that it can be used anywhere around the country for any merchandise purchase.
Fees for Gordmans Credit Card
Every company including retail companies do not offer credit card for free. The companies charge some amount of credit card fees while providing them to customers or members. To apply for a Gordmans credit card is quite easy. All the processes and procedures related to the credit card are given on their online website.
The Gordmans credit card fees are given below:-
- Annual Fee- $0
- Returned Payment Fee- up to $39
- Late Payment Fee- up to $39
The credit card from Gordmans does not charge any annual fee to anyone. Additionally, the returned payment fee and late payment fee charged from the company are quite less compared to other companies in the market. It is a smart choice for the customers and other members who are looking for a low-cost credit card.
Conclusion
The credit card offered by Gordmans works quite fine and hassle-free. The members who have been using the credit card from the department store company did not face any issues using them. The cards do not cause any trouble to anyone. Additionally, if there is a problem the customer sales representative from Gordmans is always available.
