Does Petco Accept Care Credit Cards? -Know More

If you are an animal lover or pet owner based in the United States, then the chances that you are very well familiar with Petco are high. Petco sells products from animal food, toys, supplies, and furniture, even to medications and vaccines. They also offer services like animal grooming. If you think because your pet is not a dog or a cat, you might not be able to also patronize their services, you are wrong. Petco also provides supplies for teeny weeny animals like hamsters, guinea pigs, and gerbils. They also sell these small animals. Petco did not stop there are took it up a notch. They also cater to the needs of farm animals and fish. Yup, if you have farm animals as pets, like a horse, a pig or even a chicken Petco is your guy. It might be you own a fish and looking for cool aquarium décor or fish food. Petco has your back. Does Petco Accept Care Credit Cards? let’s find out.

Does Petco Accept Care Credit Cards?

 Petco Health and Wellness Company, Inc, is a pet retailer based in San Diego and San Antonio, California in the United States of America. It was founded by Walter Evans in the year 1965 in San Diego County, California as a mail-order veterinary supply company. 

As of last year, Petco had put in place up to 1500 stores that are distributed around the United States, Mexico, and Puerto Rico. The company caters to more than 27,000 employees which is quite impressive. 

Petco Services

So, now you have seen that Petco is a reliable company that can make your little companion happy, you might be wondering how you could purchase or request their services. Yes, Petco has both an online store and walk-in stores all over the country. These stores are more than a thousand in number scattered among various cities of states in the United States. Apart from pet supplies and food, you can also book grooming appointments for your little friend. In these appointments your pet gets to have:

  • A health check
  • A bath
  • Their nails trimmed
  • Their teeth well brushes
  • Their ears cleaned

What is Care Credit and Can I Use it at Petco?

You have seen all the amazing things that Petco has to offer and you want to have a slice of the pie too. Let us now get to the crux of the matter. Does Petco accept care credit cards as a form of payment? The answer is no. Unfortunately, unless you’re using care credit to pay for your pet’s healthcare in 2022, Petco will not accept it. Care Credit is accepted at Petco stores for a variety of veterinary services. Care Credit cannot be used to pay for pets, pet foods, or pet products at Petco, whether in-store or online. Care Credit makes it possible for your pet to receive medical treatment by covering the costs of routine and emergency procedures such as:

  • Examinations
  • Medications
  • Microchips
  • Nutrition
  • neutering
  • Spaying
  • Surgeries
  • Vaccinations
  • Skin checks
  • Pest prevention
  • Dental care

To allow your pets to have access to quality healthcare, Petco works with veterinarians in its stores, and most of them set their own payment options.

Like your normal, everyday credit card, the Petco care credit card debt must be paid back and has interests with the average interest rate being 26.99 percent, while the average interest rate on a regular credit card is 16.5 percent. This is a pretty steep one.

For some, you might be wondering why Petco does not accept it as a means of payment. Well, the Petco Pay Credit Card is a credit card issued by Petco that can be used to pay for items that are not covered by the care credit. It is also quite understandable that the company would not push the care credit card option to the public because the Petco credit card can also be used to pay for veterinary services. 

 Are There Other Pet Stores That Accept Care Credit?

Maybe using care credit to take care of your pet is the most convenient option for you and Petco does not seem to be a good fit. No worries these stores accept the care credit option:

  • Pet Supermarket
  • Pet Supplies Plus
  • Pet Valu
  • Petland

Also, care credit themselves created a treat for you. The Care Credit website has a search function that allows you to find veterinarians who accept them as a form of payment. To use it, go to the page and type in the name of a veterinarian and your zip code to see what options are available. That makes it way easier right?

And there you have it. In conclusion, care credit isn’t accepted at Petco unless it’s being used to pay for your pet’s medical care. It cannot be used to purchase supplies, accessories, or a new pet. Petco offers its own credit card, the Petco Care Credit Card, which is promoted more than other options. Your little one deserves only love and care.

Does Petco Accept Care Credit Cards? -Know More

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