Before we start, what are the advantages of using a credit card rather than cash? Did you know that it keeps you healthier by avoiding your interactions with many polluted surfaces? It is known as the better way to pay for your purchases. But that’s not all that this article is here to tell you. We will see about Best Credit cards for groceries in this article. Could you give it a read?
Credit Cards for Groceries
What are grocery credit cards, and why are they used? That’s the first question that comes to mind as you read the topic. So, read the articles till the end to find out the advantages of having a credit card and what are the world’s best grocery credit cards.
Americans spend more than $5000 on grocery shopping, and these credit cards help them save hundreds of dollars each year. Grocery shopping is an essential part of one’s life. We always need to grab something from the grocery store, some boneless chicken or your monthly grocery shopping.
We tend to spend a lot on this particular activity. However, grocery credit cards help you by giving points, miles, and cashbacks on your every payment. These rewards allow you to go on a trip, buy some necessities or have a nice meal at a restaurant. Now you know how helpful they can be by making you save money that you think of but fail to do every year. Grocery credit cards got you covered!
But what are the best grocery credit cards, and what makes them the best? Below we’ve enlisted the names of all the grocery credit cards with the best payback rewards. When you’re looking for the best credit cards, there are a few things you must take into consideration. Some of them are if the card charges an annual fee if there are welcome bonuses on it, if rewards are capped at a certain amount, and if there are any additional reward categories on the card.
Best Credit Cards for Groceries
Now let’s discuss the best of best grocery credit cards with the most paybacks and lower annual fees:-
1. Top pick- Blue Cash Preferred® Card from American Express:
This card has an amazing welcome offer. It has a $0 introductory annual fee but a $95 annual fee beyond that and $1 on travel purchases. It is known for its top cashback rates on groceries so you will assuredly be able to pay the annual fee from the huge amount of money you’ll save using this card. It is an excellent card recommended by many people. You’ll get 6% cash back on purchases worth $6,000 yearly in the US supermarkets. With its benefits for grocery shopping, it also gives you plenty of rewards regarding gas.
2. No-annual-fee: Blue Cash Everyday® Card from American Express:
This credit card gives you bonus rewards by giving 3% cash back at US supermarkets with spending of up to $6,000 per year. It also offers cash back at gas stations. Amazingly, you don’t have to pay an annual fee. Neither at the start nor the end. It has double the pros to its cons. It is just like the little brother of the blue cash preferred card.
3. Flat-rate-Citi® Double Cash Card – 18-month BT offer:
It is a master card giving out cash backs as rewards to its users. 2% cash back on earnings, 1% on purchases, and an additional cashback as they pay for your purchases. You don’t have to pay an annual fee, and you’ll get free high rewards and an intro balance transfer fee. However, it does not include bonus offers.
4. Citi Custom Cash℠ Card:
This card is known best for grocery use only. You get to earn $200 on every purchase worth $750 in the first three months of being the owner of it. They have “ThankYou” points that you can redeem for cash backs. It does not charge any annual fee; it gives cash back of $5% on spending $6000, which is up to $500
Other Options for Grocery Shopping
As for online grocery shopping, we got plenty of options.
1. ICICI Amazon Pay Credit Card:
You get to have 5% cash back if you are the prime customer and 3% cash back if you’re not one. This is used for ordering groceries online on Amazon.
2. Axis Bank Flipkart Credit Card:
It has an annual fee of Rs 500 and has a grocery offer: 5% cash back on Flipkart and 1.5% cash back on all the other kinds.
3. YES Prosperity Cashback Credit Card:
This card has an annual fee of Rs. 999 and gives a 5% cash back on grocery shopping.
4. RBL Bank Shoprite Credit Card:
It has an annual fee of Rs.500, and the reward is 20 points for each Rs.100 spent on grocery shopping.
Conclusion
This is all you need to know for an amazing way to save your money this year or in the upcoming ones. Go grab your best grocery credit card now and start saving!
