Introduction
Chime was co-founded in the year 2013 by Chris Britt and Ryan King. It is a private financial service company. Although it doesn’t have any physical branches, its US headquarters are in San Francisco, California.Let us know about chime spotme work with apple pay in this article.How chime spotme work with apple pay are given.The following will give you an idea of how to tranfer your money from apple pay to chime spotme.
Chime is a financial service company, it is not a banking company.
Bancorp Bank and Stride bank are in charge of chime Spot Me banking services Chime does not place charges on mobile banking services. Bancorp bank and Stride bank are the ones that issue Chime customers cards especially debit and credit cards.
Chime Spotme work with Apple pay
Chime SpotMe works on Apple pay, and for a customer to be able to use their Chime debit card with Apple Pay, they have to create an Apple Pay wallet first, after which they can use their debit card by simply adding the debit card to their Apple Pay wallet.
Customers can also use their debit cards to make overdraft-free transactions using Chime SpotMe. Limits can be raised to $200 and begin at $20. When you need a small financial buffer to pay an expense.
Customers can follow these steps to add their Chime card to the Apple pay wallet
- Open the Apple pay wallet app
- Click on the + icon
- Apple iSight camera will be opened
- Place your Chime card appropriately
- Enter your card number appropriately
- Enter the security code of your card
- Then add your Chime card.
What is apple pay?
Apple Pay is a digital or contactless payment technology designed by Apple Inc for Apple devices which are Apple Watch, iPhone, iPad, and Mac.
This technology was designed so that consumers wouldn’t have to be carrying cash all around in this era where you can easily have access to your debit card or credit card on your device. Anywhere that allows contactless payments is compatible with Apple Pay.
To know if Apple pay is accepted in a place, you will see the contactless payment technology symbol or the Apple pay symbols on the reader at checkouts.
Apple pay is embraced and used throughout the world by thousands and millions of stores and restaurants. Over 85 percent of stores and restaurants in the US use Apple pay.
Apple pay can be used in iOS apps, on the web using the Safari browser, as well as on public transport.
What is chime spotme?
Chime SpotMe is a new optional tool that has no service fees and is available to consumers who have activated their debit cards and have received $200 or more in direct deposits over the previous 34 days. You can perform some transactions that overdraw your checking account with Chime Spot.
On SpotMe, limits are decided to depend on account history and activity. Every month when Chime sends its boosters to qualified subscribers, you can increase your SpotMe limits. You can send it to loved ones and friends to encourage them, and they can encourage you as well.
How chime spotme work with apple pay?
Chime SpotMe works well on Apple pay. Once you’ve linked your Chime card with your Apple pay wallet, you can activate Chime spot me on Apple pay.
The procedures to use Chime spot me on Apple Pay are as follows:
- visit a store
- deciding which products to buy
- Launch Apple Pay.
- Employ your touch ID.
- Pick a Chime card.
- Put your iPhone on the cash register.
- There will be a payment.
How to add money to your apple pay?
Customers can add money to their Apple pay by following the steps below;
- Take your Apple device
- Go to your card info
- Click on add money
- Enter an amount (the minimum amount is $10)
- Then click on add
- Verify the right billing information and the U.S. debit card or prepaid card you want to use to add money.
- Confirmation with Face ID, Touch ID, or Passcode
Transfering money from apple pay to chime spotme
- Using the standard bank transfer method to send money to your bank account, takes about 1 to 3 days.
- Use the instant transfer method to send funds instantly to your Chime debit card.
Steps to follow to use the instant tranfer method
- Go to card info
- Tap transfer to the bank
- Enter an amount and click next
- Click on Instant Transfer
- If you haven’t added a debit card. Select add a debit card and follow the given instructions.
Steps to follow to use standard bank transfer method
- Go to card info
- Click transfer to the bank
- Enter the amount and click next
- Click 1-3 business days. If you have an existing bank account, create one by following the instruction given
- Confirm with Face ID, Touch ID, or Passcode.
- Wait for 1-3 days for the money to transfer
Conclusion
Apple pay is just a wallet. It doesn’t put a restriction on how you use your bank debit card. You can be rest assured when using the Apple pay app and your Chime card doesn’t have enough to cover your purchase.
The Chime spot me feature will be activated automatically and settle the bill for you, this is the best deal you can get anywhere
Frequently asked questions
Is Apple Pay free?
Yes, there are no charges to send, receive or pay using Apple pay.
Who can use Apple Pay?
To use Apple pay in the US, you must be up to 18 and must be a US resident.
