Walmart is an American giant retail store that is known to offer varieties of services to its customers. They are mostly known for selling groceries, and other things in all their stores across the United States. They are also known to be one of the largest providers of payment processing services. Similar retail stores offer cash checking in the United States and due to the array of products they sell, does Walmart offer this needs like another high-retail store? Or do they give their customer access to pay for their next in-store purchase through check? All answers to this question and other related questions will be answered in this article all you need to do is continue reading. Let us know about “Does Walmart Cash Personal Checks?”
Does Walmart Cash Personal Checks
Yes, Walmart stores are one of the high retail stores that offer to help customers cash their personal checks. However, you should know that not all local Walmart stores help customer to cash their personal check, which is why it is important to find out whether the Walmart store you are going to can cash checks. There are charges attached to when you want to cash the check, and you also need to prove your identity before it will be cashed out for you.
What Are The Possible Requirements For Cashing Personal Checks At Walmart?
You can not enter Walmart today and go to their cashier desk to help you cash out your checks. It is either they will ignore you or request some proof before they can answer you. These indicate that there is an essential requirement you need to know before cashing out at Walmart.
Walmart requires a legal identification card. Your identification should comprise either your driver’s license, passport, or government-issued identification card. At Walmart, you are expected to come with two of the identification card above since one must contain an attached photo while the other must not.
How Much Is The Charge Attach To Cashing Out Personal Checks At Walmart?
The charge you will be asked to pay depends on the amount you want to cash. For a $1000 check and below, you will pay a $4 fee, while for checks above $1000, the cashing check fee will be between $4 and $8 depending on the store you went to. There is a fee attached to cashing two-party checks that are up to $200, the cashing check fee is between $4 and $6.
What Are The Limitations Involve In Cashing Personal Check At Walmart?
It has been stated above that cashing checks at Walmart requires a certain amount of fee, and a valid government ID card is needed to complete the verification. However, that is not all their limitations, you have a limit of withdrawing $5000 or $7500 per day between January to April, and you will be charged $8 per check. This indicates that there will be a restriction if you want to buy products that are above the said price hence, you will be directed to the banks, or if you are lucky to go to an in-store that has an ATM, you can cash out your checks before purchasing or paying your bills at the stand. Another limitation is that you can not cash more than three checks per day, and private checks with more than $200 can not be cashed.
Possible Steps Of Cashing Personal Checks At Walmart
Going to Walmart to cash your checks is guided by protocols, the process may be straightforward, but it also requires some necessary steps, which are listed below.
- Go to any Walmart in-store and make sure you are with any of your identification cards to avoid delay
- Go straight to the cashier desk or the Walmart associate at the money center found in front of their local store
- You will be asked to wait for people verification and also for the funds to be transferred into the company’s account
- Your transaction is complete but make sure not to forget to collect your cash from their Walmart associate
What Are The Other Type Of Check That Is Cashed At Walmart?
Walmart does not only cash a personal check but other checks also. Some of those types of checks are listed below
- Pre-printed checks
- Payroll checks
- Cashier’s checks
- Social Security checks
- Business checks
- Stimulus checks
- Government checks
- Two-party personal checks
- Retirement checks
- Out-of-state checks
Conclusion
Walmart can cash personal checks among every other type of check. The process and procedure of cashing these checks and the various charges associated with this special type of check has been listed in this article. If you are eager to know the limitation also associated with chasing out checks at Walmart then you should read through this article
Frequently Asked Questions
- Does Walmart cash checks 24 hours?
No. You can always cash a check at Walmart during their opening time or money center opening times. However, the opening time of each store may vary therefore, you should contact their customer service before going to the store.
- Does Walmart cash fake checks?
No, you will not be able to cash fake checks at any of Walmart corporation inc. There is a proper protocol for verifying the identity of your checks hence, no fake checks can be cashed.
