Does Walmart Accept Afterpay?

Does Walmart Accept Afterpay?

A form of short-term financing that allows customers to buy an item and then pay for it later in installments at their leisure is the basic concept of Buy Now Pay Later (BNPL). It is for the same reason they have taken the shopping and reselling industry by storm and people are opting for BNPL over credit cards. Does Walmart Accept Afterpay?

The answer to the question at hand is, NO, Walmart does not accept Afterpay as a Buy Now Pay Later option. However, it must be noted that Walmart accepts other BNPL methods like Affirm, Zip, PayPal, Klarna—this is a choice consciously made by Walmart to leave out Afterpay and Sezzle, which makes it necessary for people looking for BNPL as a method of payment to choose between the other four competing substitutes. It is these Buy Now Pay Later services that have made it easier for people to shop, putting at bay the need to empty their pockets at one go just so they can buy something they want which is expensive.

The availing of BNPL by customers has seen a boom, there has been an extraordinary growth in its demand and it is speculated to hit $680 billion in transaction volume by 2025. Walmart which is a retail giant seeks to be on its toes by introducing this method of payment in its brick and mortar as well as online stores; considering the cut-throat competition, there are among retail companies which are mushrooming with each passing day. Companies like Amazon have come up with their payment wallets with attractive offers on each buy so that more and more customers are attracted by them and they can gain a considerable customer base.

But how does Buy Now Pay Later (BNPL) work? Let’s have a look.

Buy Now Pay Later Functioning

After you have purchased an item and you opt for the BNPL option at checkout this is what follows:

  • Its availability for you is checked after which you are asked to pay a down payment of a small amount, somewhere between 20-30% of the total amount which the product costs you.
  • The rest of the amount is paid in the form of small installments which are interest-free and have to be paid at fixed intervals over weeks or months whatever is suitable for you.
  • The payment method of these installments can be decided by you—be it through checks or bank transfer, or they may be automatically deducted from your account through your debit or credit card.

Unlike credit cards which incur taxes on the amount that you pay after the minimum amount due on the card; the BNPL option is hassle-free without any interest barriers. While choosing Buy Now Pay later as a payment option it is important to consider these factors:

  • The period of the time that you have agreed on for paying the due money,
  • The amount of money that has to be paid on a particular date every month or after months,
  • There are no reward points available for BNPL unlike credit cards,
  • The return policy of the product purchased and how BNPL affects it if you want to return it later.


Beginning from a very humble background, Walmart has gone on to become among the stalwarts of the physical and online shopping markets. With the progress of time, it has to update and adapt itself to the latest technologies and trends to stay in the competition and flourish within the market and in the industry.  The aim of Walmart to avail things to their customers at the most optimum price possible is what has encouraged it to bring in a myriad of payment modes and offers to choose between.

Frequently Asked Questions:

  1. What are the products that you can avail of under the Buy Now, Pay Later option when shopping at Walmart?

Walmart has discretion over what you can or cannot buy avail under the BNPL option, where the available products are as follows:

  • Video Games
  • Electronics
  • Baby
  • Apparel
  • Home fittings
  • Sports & Outdoors
  • Musical Instruments
  • Art and Crafts
  • Jewelry
  • Auto
  • Baby
  • Tools
  • Toy
  1. What are products you cannot avail with the Buy Now, Pay Later option at Walmart?
  • Alcohol
  • Gasoline
  • Baby Food
  • Checkout counter merchandise
  • Groceries and food
  • Personal care
  • Pet Supplies
  • Health and Wellness products
  • Tobacco
  • Wireless service plans
  • Miscellaneous supplies
  • Money Services
  • Specialty items
  • Weapons and Ammunitions
  1. Can a Financed Item be returned?

Yes, Walmart offers easy return services given that the receipt you received while paying for the product is intact.

  1. Does Walmart allow wallet payments like Apple pay, Samsung pay or Google pay as payment options?

No, Walmart does not encourage any payments attempted through Apple, Samsung, or google pay. Samsung pay was once accepted as a method of payment but that has been done away with since the arrival of Walmart Pay, it’s a home-grown app by Walmart and it includes this app in its accepted methods of payment, which is available on the play store. If apprehensive about paying through mobile apps you can always choose to pay using your Debit or Credit card or even cash for that matter.

Does Walmart Accept Afterpay?

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