As the company suggests, the Blue Nile is based on the famous Nile River, which flows through the Asian sub-continent. The company is an online jewelry retailer that deals in gold and diamond jewelry. Does Blue Nile Have Payment Plans has its headquarters in Seattle, Washington. According to reports, as of February 2017, the company is a subsidiary of Bain capital.

The company is one of the most famous Jewel stores in the United States. It was founded in 1995 when a man and his son started a website to sell diamonds online. After a successful run throughout the years, the company was finally acquired by Bain capital private equity and Bow-street LLC in 2017 for 500 million dollars.
Payment Plans At The Blue Nile
The company does support and has payment plans for the customer.
Payment plans are basically when a customer purchases a commodity or a product at present and makes the payment for it over some time as decided between the customer and the company accordingly. Mostly the period of payment is between 1-6 months. The Blue Nile credit card is one of those helpful modes of payment to the customer. It offers compelling financial options and gives them the flexibility to pay over time. Other than that, the card also has various other benefits like no annual fees, convenient payment options, and cardmember-only offers and schemes.
Other modes of payments available at the Blue Nile
For the convenience of the customers, Does Blue Nile Have Payment Plans offers a variety of payments for them, so that they can pay by whichever means is convenient to them for their purchase. And their purchase and the shopping experience is not hampered at all. These are the available modes of payment that has been made available by the Blue Nile for its customers,
- Credit cards like Visa, Mastercard, American Express, or Discover.
- Debit cards
- To arrange for your bank to make the payment.
- UPI and other payment methods, like WeChat pay, PayPal, AliPay, and Apple pay as well.
These are the various payment methods that have been made available by the company for its customers.
Blue Nile Return Policy
Does Blue Nile Have Payment Plans follows a very straightforward yet unique return policy. It offers a 30-day window to its customer from the day of shipment to return the product he purchased, but the unique part here is that it does so without any charge and doesn’t even ask you the reason for that return. The only condition is that the item returned should possess all the original documentation and papers with it while being returned.
The company takes up to two weeks to refund the buyer the entire original amount exactly by the payment method which the buyer had used to make the purchase.
Non-Returnable Items
The company also has criteria regarding some of its items that are not returnable back to the company after purchase. For example, items like engraved jewelry, other than rings, cannot be returned to the company. Even the engraved rings are only eligible for a store credit refund.
Other than, special or made-to orders, and return with missing paperwork or documentation are non-refundable and non-returnable as well.
Various Products Sold By The Company
The company sells a variety of products under its name, some of those are as follows:
- Engagement rings
- Wedding rings
- Promise rings
- Earrings
- Necklaces
- Neckpieces
- Lab-grown diamonds
Most of these products are made out of 100% authentic diamonds, and some are made out of other precious stones like emerald, ruby, pearl, cushion, princess, etc.
Best Time To Shop At The Blue Nile
The jewelers never provide any kind of offers or schemes on their jewelry. But sometimes these companies announce sales. These sales often take place because the old stock has to be cleared, and the new stock has to come in. During these sales the products are priced at a bit lower than usual, but regardless of the low price, they are still far out of the reach of a common man and therefore it is always a dream for him to buy a diamond or gold jewelry for himself and his loved ones. The company has the following sales lined up, over a year:
- Cyber Monday sale
- Valentine’s day sale
- Black Friday sale
- New year sale
- Autumn sale
These are some sales that the company has had over a year, where the products are priced slightly lower than usual for its customers.
Conclusion
So, Blue Nile is a diamond jeweler and deals mainly in diamond and precious stones jewelry. The company supports payment plans, as the purchase is often expensive or of a very high amount. It has also included various other modes of payment to pay for by the customer. The sales going all-round the year helps the company to gain a slightly wider customer base, but since jewelry is such an expensive commodity, people refrain from buying it much often. The company has fared highly well in the market and today is one of the biggest jewelry brands in the United States.
Frequently Asked Questions(FAQ)
Q1) How long does it take to get a blue Nile ring?
A) Majority of the custom designs, once approved take approximately 8-12 weeks of timeframe to be made and delivered to the customer.
Q2) Does the Blue Nile offer free cleaning?
A) The company does offer free cleaning of rings to its customers, and during this time, if any repairs are needed in the jewelry, that can also be done at a cost.
Q3) How does a customer know his ring size?
A) The process to know one’s ring size is quite simple and easy and can be done by anyone. Wrap a paper or a string around the base of your finger, mark the point where the end meets with a pen, measure the paper or the string with a ruler(mm) and then pick the closest measurement on the ring size chart to know your ring measurement.