Founded by Max Levchin on the 1st of January, 2012, affirm is one of the biggest loan companies that offers its users the opportunity to purchase goods and services online and pay off in fixed monthly payments. It is a durable payment system as it allows for payment in installments. Hence, allowing buyers to purchase products and services they can’t completely afford at the moment. So, Does Orbitz accept affirm Financing?
Many online stores, agencies, services, etc, accept affirm, and Orbitz is not left out. Orbitz is an online travel fare listing agency, It offers its customers a convenient platform to search for and book hotels, car rentals, vacation packages, flights, cruises, and destination activities.
Orbitz does accept affirm financing as it is a convenient payment method that gives its users the option of paying in installments. It also allows its customers to pay in deposits, but it uses affirm as an alternative payment method. No fees are applied to using affirm as a method of payment.
However, the Annual Percentage Rate (APR) may differ for its users (between 0-30%) depending on their creditworthiness, the store, and the product or service they wish to purchase.
How to Make Payments on Orbitz Using Affirm?
To make payments on Orbitz using affirm you have to be certain that you are creditworthy. The company does an eligibility check to confirm your creditworthiness. The eligibility check puts the company on the safe side, trusting the user. Once your creditworthiness is confirmed, follow the steps below:
1. Book online with the “pay now” option
2. On the affirm website, sign up for monthly installment payments
3. Finish your booking on Orbitz.
Services on Orbitz You Can Pay For Using Affirm
Orbitz offers a variety of services. However, not all its services can be paid for using affirm. For instance, deposits can not be made for flights and car rentals, these have to be paid for in full. Hotel bookings have the option of paying in installments, and the deposit amount depends on the hotel. The same goes for vacation packages.
Affirm Over Other Payment Methods on Orbitz
There are other suitable payment methods available on Orbitz. Some of which might not be so convenient for most customers. Affirm stands out in all these other methods because:
1. It offers installment loans (buy now, pay later) to its users.
2. It enables its users to afford products and services they need but can’t pay for in full.
3. A short-term loan is approved within seconds of application to eligible users. A down payment is made and over time, the rest is paid off in installments.
4. You do not need to have a credit card to use affirm.
Are There Extra Fees Involved?
There are no extra charges or fees when you use affirm as a payment method on Orbitz. Generally, affirm has no charge fee of any sort (late fees, prepayment fees, service fees).
How Safe is Using Affirm?
The Affirm company uses encryption to protect its users’ data. In addition, background checks on all employees are conducted to ensure customers’ safety.
Are There Risks Involved?
The main advantage of using affirm is being able to afford products and services even when you don’t have enough at hand to completely pay up. But the obvious truth is you will still have to pay it back at some later time. Ensuring you don’t request too many affirm loans is one sure way to go.
Using Affirm on Orbitz is an alternative and convenient payment method mostly for customers without a credit card or those who are uncomfortable using a credit card. Other payment methods on Orbitz have their pros and cons as well, but Affirm is a convenient choice especially when you need a loan to get a product or service with an interest rate between 0-30% (depending on your creditworthiness).
Frequently Asked Questions
1. How Long Do I Have To Pay Off My Loan if I Checkout with Affirm On Orbitz?
The timeframe for paying off loans depends on the size of the loan. For smaller loans, you get about 1-3 months with no period extension. Larger loans may be given the grace of up to 48 months.
2. Does Orbitz Have an Extra Charge Fee for Using Affirm as a Payment Method?
No. Orbitz does not charge extra to use Affirm. When using Affirm to checkout, the only fee to consider is the APR, which differs based on customer creditworthiness, as earlier stated.
3. What is the Credit Limit for Affirm on Orbitz?
The credit limit is determined by the customer’s creditworthiness, the interest rate offered, and the longevity of your account.
