In this article, we will see Does T.J.Maxx Take American Express?
As an off-price retailer that offers great deals, T.J.Maxx receives hundreds of customers every day. But selling products from renowned brands for low prices is not the only thing keeping the customers coming. T.J.Maxx also attracts customers by accepting multiple types of payment.
One type of credit card the store accepts is American Express, but does it work to pay for online purchases as well? What are the store restrictions regarding this payment? You’ll find out all about it in brief!
Types Of Payments Accepted By T.J.Maxx
T.J.Maxx takes not only American Express but also other credit and debit cards depending on the type of shopping.
- In-Store shopping – American Express, TJX Rewards credit card, Visa, Mastercard, and Discover. Other types of payment for in-store purchases are Apple Pay, checks, cash, and gift cards.
- Online shopping – T.J.Maxx accepts the same types of payment for online shopping except for Apple Pay, checks, and cash. Also, it takes Paypal for this kind of purchase.
Other Stores Taking American Express
All companies owned by TJX Companies take American Express. These stores are T.J.Maxx, Marshalls, HomeGoods, and Sierra.
Types Of Payments Denied By T.J.Maxx
Samsung Pay and Google Pay are types of payment denied by T.J.Maxx. As for 2022, the only contactless payment accepted is Apple Pay.
This applies to all other stores mentioned above since they are part of the same company that owns T.J.Maxx.
Types Of Gift Card Accepted
T.J.Maxx gift cards can be used to buy clothing, beauty products, shoes, accessories, and home goods. This type of payment is accepted by all T.J.Maxx stores in the United States and Puerto Rico, but also by Marshalls, HomeGoods, and Sierra. For online purchases, T.J.Max gift cards are redeemable at T.J.Maxx’s, Marshalls’, and Sierra’s websites.
Likewise, this works the other way around, meaning that Marshalls’, Sierra’s, and HomeGoods’ gift cards are also redeemable at T.J.Maxx.
Where To Buy T.J.Maxx Gift Cards?
T.J.Maxx gift cards can be purchased in-store at T.J.Maxx, CVS, Dollar General, and Kroger. For online purchases, some websites besides T.J.Maxx.com sell T.J.Maxx gift cards, like Gift Card Granny and Blackhawk.
Gift cards can be purchased in form of eGifts or plastic. The former is digitally delivered while the latter is sent by mail. You can also select the card’s value between $25, $50, and $100.
TJX Rewards Credit Card
Another option to shop at T.J.Maxx is the TJX Rewards credit card, issued by Synchrony Bank. It’s a type of payment redeemable at all stores owned by TJX Companies. The card has its own website where you can consult the balance amount and rewards certificates issued by the stores.
This credit card generates a significant Annual Percentage Rate or APR (26.99%), which is why only regular TJX shoppers are encouraged to apply for it. On the bright side, the card has no annual fee and cardholders get 10% off on their first purchase. Also, as a member, you get invited to exclusive shopping events and receive notifications after new merchandise arrives.
The TJX Rewards Credit Card generates 5 points for each dollar spent and also issues rewards certificates after reaching 1000 points, equivalent to $10 in-store credit. These certificates can be redeemable at T.J.Maxx, Marshalls, HomeGoods, and Sierra.
TJX Rewards Platinum MasterCard
If you apply for the TJX Rewards credit card, consider that your application might qualify for the TJX Rewards Platinum Mastercard. In this case, you’ll get this card instead of the former.
The main difference between both credit cards is that the TJX Rewards Platinum MasterCard is accepted wherever MasterCard is, enabling thousands of places for cardholders to buy.
This TJX credit card generates the same points and APR, however, you get no foreign transaction fees when using it in places outside the country. You also earn 1 point for every dollar spent in non-TJX purchases made with this card.
Conclusion
It’s important to always know which option payments you have when shopping. At T.J.Maxx, you can pay with American Express, Mastercard, Visa, and also cash or gift cards. Remember that all gift cards redeemable at this store are also accepted by HomeGoods, Sierra, and Marshalls. In case you’re a really T.J.Maxx shopper, can also apply for the TJX Rewards credit card or the more versatile TJX Rewards Platinum MasterCard.
Frequently Asked Questions
Can I buy a T.J.Maxx gift card at Walmart?
No, you can’t.
What is the APR or Annual Percentage Rate?
It’s the interest amount that you must every year for a credit card’s loan generated.
Do both TJX credit cards share the same application process?
Yes. You’re actually not asked which card you prefer, instead, you get the one you qualified for.
