Xfinity provides telecommunication services as well as products such as mobile phones. They provide services such as internet, TV and Streaming, home security, and home phone. When signing up for a service, they sometimes run a credit check just to confirm the creditworthiness of the customer. However, Comcast, which owns Xfinity claims to notify the customer first, before running a credit check on them. In here we know ‘What Credit bureau does Xfinity use?’.
Xfinity offers a prepaid plan which does not require a credit check. The credit check is done only for post-pay customers. Xfinity uses Experian and Equifax for screening their customers’ credit history and background.
Why does Xfinity run a credit check?
The main reason why Xfinity runs credit checks is to ensure that the customer is creditworthy. This will help determine what services, if any, they can offer. The plan is also factored in for people purchasing a phone on a payment plan. A person with a history of not paying bills might not pay for the service. The report might only slightly affect your credit score but it has no major negative impact.
The Requirements of getting an Xfinity account:
Xfinity requires you to create an ID on the website. You can sign up using:
- your mobile number
- social security number
Using a social security number requires you to enter the final four numbers at the end of the social security account. When the numbers have been approved you will enter an existing email address. A link will be sent to the email for verification.
How do i Sign up for the Xfinity internet service?
- Visit the infinity homepage.
- Enter the home address or the location where you want the internet.
- Check out the packages and what things are on offers.
- Add it to the cart by selecting it.
- Set up the service.
How can I remove my name from the Xfinity credit collections bureau?
- Ensure all the communication with Xfinity is in writing. In this regard, write a debt validation letter asking for the verification of the amount and date of the debt. Some states have barriers as to when a debt can be collected.
- Agreement: Insist on negotiating the payment, once you have verified that you are in debt. Ask for a reduction in the total amount so that you can clear your bill. Remember to also ask and emphasize the removal of your name from the credit report once you have cleared your debt. This will ensure that your credit score goes back up if it had been affected by the late payments.
- In case the process takes longer than expected, you might seek help from a professional. This might lead you to incur more expenses on getting a lawyer, for example, but it will clear your name. If you had all the communication with Xfinity in writing, you will hand it over to the professional to take it up with them.
Conclusion
Xfinity uses credit bureaus because of how difficult it can get to follow up on customers’ payments. The credit bureau runs a credit check to give Xfinity the go-ahead to offer a product or a service. They might also help in the collection if the payments are not made in time. However, you will get a notification for late payments before the account is handed over. That way, you can clear it with the company before a collection bureau gets your account.
Frequently Asked Questions
- What happens if I do not pay my Xfinity bill?
They will send you a late payment notification to remind you. You might also incur a late payment fee if there is a long delay. Eventually, your service might be canceled. This might affect your relationship with the company as well as your credit score in the future.
- Can I get Xfinity with bad credit?
Xfinity has mobile plans that apply to people with a bad or poor credit score. This is neither influenced by the budget nor your credit score. Check out the different options available, as well as plans that do not require them to do a credit check for the purchase of a service or product.
- Does Xfinity go on your credit?
If your unpaid Xfinity bill is sold to a collections bureau, it may go on your credit. It will damage your credit score unless you clear with them by paying your bill and any late fee attached to it.
- How do I cancel my Xfinity plan?
Xfinity mobile will be canceled automatically if you transfer the number to another phone. The charges incurred will only be the period in which you used the service, before the transfer. For the users of unlimited service, the total cost at the time of cancellation will be based on the billing cycle.
