Can You File A Claim With USPS Without Insurance? Unfortunately, if your delivery was not insured, you will not be eligible to make a claim. There is however a possibility for you to initiate a search for a missing package by initiating a missing mail search. In addition, the cost of Priority Mail Express and Priority Mail includes insurance coverage during the ordering process. It is also possible to file a claim through one of these services if you received a package that was damaged or lost.
In case you are still unsure if your package was insured, please read on. Also, learn what to expect when you file a claim with USPS.
About USPS:
United States Postal Service is a government agency that provides postal services in the United States and throughout its insular areas as well as the states that are associated with them, including the District of Columbia, Puerto Rico, and Guam.
Does USPS automatically insure packages?
USPS automatically insures some packages, but not all. Generally, First-Class mail is not able to insure letters and thick envelopes, as well as lightweight packages, that are being sent. First-Class mail is mostly used for small packages weighing 3.5 ounces or less. You must insure these items separately in order to be protected. All Priority Mail Express shipments and all Priority Mail shipments are automatically insured, while First-Class shipments are not. With a few exceptions (more on those later), Priority Mail domestic offers coverage of up to fifty dollars. A portion of the shipping cost for Priority Mail Express domestic is allocated to insurance coverage up to $100.
You may wish to purchase additional insurance if your package’s value surpasses the built-in prices (for example, if your Priority Mail shipment exceeds $50 or your Priority Mail Express package exceeds $100).
No insurance coverage is included for “non-mailable” material or extremely fragile items, whether they are sent by Priority Mail Express or Priority Mail.
The warranty does not extend to articles that are not properly packaged so that they can withstand normal shipping and handling during shipping and handling.
It is also important to note that insurance coverage is not available for Priority Mail pieces mailed through the following services:
Return Service for Merchandise
Orders Open and Distribute by Priority Mail
Using Premium Forwarding
To be eligible for Priority Mail Express or Priority Mail insurance, the package must have a tracking barcode from the US Postal Service.
Is international postage automatically insured by the US Postal Service?
The US Postal Service offers insurance on international packages sent through Priority Mail Express and Priority Mail.
Loss or damage up to $100 is covered by Global Express Guaranteed insurance. You may purchase additional coverage up to $2,499 if the value of your package exceeds this limit.
The US Postal Service also provides insurance for Priority Express International. Loss, damage, or theft of merchandise is covered up to $200 by this insurance. Extensive coverage is available in some countries, though restrictions apply. To ensure that your package’s destination is not subject to any restrictions, it is best to check with your local post office.
What should you do if USPS damages your package and you do not have insurance?
There is not much you can do regarding your damaged package if you sent it First-Class without purchasing insurance. Should you receive a damaged package that was sent First-Class, you should contact the individual or business that sent the package to determine whether the damaged items can be resent or a refund can be issued.
In addition to the coverage already mentioned, Priority Mail Express and Priority Mail both include automatic insurance coverage. Consequently, even if you forget to purchase insurance, you are still covered for up to $100 for the former and up to $50 for the latter.
The process of filing a claim can be completed online. In the event of a successful claim, USPS will reimburse the customer for the damages. You can take the following steps to increase the likelihood of your claim being approved.
To begin with, please retain your original shipping receipt (it will serve as your proof of insurance). As well, you will need to keep any documentation attesting to the value of the items. An example might be a receipt, a credit card bill, or a print-out from a website.
The maximum amount of money that you will be reimbursed will be the amount you paid for the coverage if the items were worth more than the maximum value and you did not purchase extra coverage. According to the value of your package, you may suffer a substantial financial loss.
What should you do if USPS loses your package without insurance?
USPS would not be able to assist you in the event that your package is lost and it is not insured. If you wish to begin the process by filling out an online help request form, your local post office will attempt to locate the item after receiving your request. Upon finding the item, you will receive a shipment at the address provided. After seven days, you may file a missing mail report on the United States Postal Service website if your package is still unaccounted for. Information that will be needed will be as follows:
Please provide the following information:
recipient’s name and address
Container type and size
Information about the sender, such as tracking numbers from USPS, mailing dates from your mailing receipt, or a Click-N-Ship receipt
Provide information about the contents, including the brand, model, color, and size, if applicable
Provide USPS images of the contents
Conclusion
To conclude, you can’t file a claim because USPS does not accept claims from customers who do not have insurance. Although, some of the most popular shipping options offered by USPS already include insurance. In the case of Priority Mail Express and Priority Mail, you are covered. You can file a Missing Mail request if you sent a package or large envelope via First-Class mail without insurance. Depending on how your package is handled, it may arrive. In this case, we are learning that if you are sending anything of value, it is best to ensure your package is insured!
Without insurance, can I file a USPS claim?
USPS does not accept claims if your package was not insured. When you send a package or large envelope First-Class without insurance, you may submit a Missing Mail request. There’s no telling if the package will arrive.
