Can I Use My Zulily Credit Card Anywhere?

Can I Use My Zulily Credit Card Anywhere?

Zulily is an American e-commerce company that deals with children’s and women’s apparel, toys, and home decor. The company was instigated in 2009. Mark Vadon and Darrell Cavens are the founders of Zulily. Qurate Retail Group is the owner of Zulily.Zulily Credit Card is offered by the company so that the customers can enjoy its perks and can shop conveniently from Zulily. With every pro, there come cons too, this card cannot be used anywhere else except for the Zulily marketplace. If you are looking to purchase any other card rather than Zulily Credit Card then there are various options available.In this article we will see can you Can you use a Zulily credit card anywhere?

Zulily credit card

Zulily card is a typical store credit card offered by the company to all the customers who purchase often from Zulily. The card was introduced in 2017. It has its perks and cons which the customers should check before buying the card. This card is quite popular among the customers and is a leading card.

Can you use a Zulily credit card anywhere?

Unfortunately, no, you cannot use a Zulily credit card anywhere else as this card is not linked to any major networks like Mastercard or Visa. 

What are the pros of having a Zulily credit card?

The following are some benefits of the Zulily Credit Card:

  • You will get a $15 discount on your first purchase which you need to avail yourself of within the first year of purchasing the card
  • It will be very convenient and fun to shop at Zulily as you will get many deals and offers.
  • There will be no annual fees.
  • There will be low application requirements.

What are the cons of Zulily Credit Card?

The disadvantages of having a Zulily Credit Card are as follows:

  • The card has a very high-interest rate that is 27.99%
  • There are less rewards available for the cardholders
  • The Zulily Credit Card cannot get used anywhere else except for the Zulily marketplace.

What are the alternatives of Zulily Credit Card?

One of the alternatives of Zulily Credit Card which offers very generous rewards to its customers is Chase Freedom Card. Unlike the Zulily Credit Card, this card can get used anywhere, and it offers various generous rewards to its customers. To apply for this card, a credit score of 690 is a must to get qualified. If you purchase more than $300, then you will get a $150 bonus. This card offers free financing for 15 months. You will also get 1% cashback on each and everything. The card has an APR of 16.74% to 25.49%. This card is mostly for those people who are average spenders and make their profit with high rewards, so it is visible that Chase Freedom Card is way better than Zulily Credit Card. 

What are the steps to apply for the Zulily Credit Card?

You need to fill out an application for the Zulily Credit Card which can be done online too so it can save your time. The process is as follows:

  1. Firstly, visit the official website of Zulily.
  2. As you visit the website, a credit card page will appear on your screen with a button saying ‘Apply Now’, which you need to select for the further process.
  3. You will get directed to the application page and you need to fill out the application form.
  4. Once you fill in all the details, scroll down where you will see a continue button, and click on that.
  5. As soon as you complete this process, the results of your application will be visible to you on your screen, but if it is not, then the bank might take some more days to process your application

How to make payment from Zulily Credit Card?

There are several ways to make a Zulily Credit Card payment. They are:

  • You can make the payment online by just visiting the log-in section, and from there, you will get directed to your credit card account
  • You can make the payment through a phone call by simply calling 855-597-4790, and the operator will instruct you on the process, then you can make the payment.
  • You can mail your payment to the Synchrony Bank.

What credit score do you need to apply for a Zulily credit card?

The minimum credit score is 620 which is needed by Synchrony bank. You can even get it with a low credit score as well.


To sum up, everything that has been stated so far, Zulily Credit Card is the same as any other credit card. The card is generally for those customers who shop often from Zulily. Before applying for this card, the customers must check the pros and cons. The pros are no annual fees, low application requirements, and many more. The cons are that the card has a very high APR of 27.99%, and it cannot get used anywhere except for the Zulily marketplace.

Can I Use My Zulily Credit Card Anywhere?

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