HOT TOPIC: HOT TOPIC IS STILL HOT
(HOT TOPIC CREDIT CARD: GET 15% OFF ON YOUR FIRST PURCHASE)
Hot Topic brings you the hottest and trendiest items right at your doorstep through their online and offline stores. Most outlets have a credit card for their customers, but the Hot Topic credit card has gone one step further.
They have Hot Topic Guest List credit cards that act as store credit cards, but they give you lots of offers on the go. If you get your card from Hot Topic, you need to know that your first purchase will give you 15% off on your shopping.
CAN I USE MY HOT TOPIC CREDIT CARD ANYWHERE?
No, you cannot use a Hot Topic credit card anywhere because it is classified in the category of a store credit card. But after getting a credit card It’s easier to shop at Hot Topic with a Hot Topic Credit Card.
HOT TOPIC CREDIT CARD: SUMMARY
| Annual Fees | $0 |
| Credit limit | $300 and above |
| Minimum Required Credit score | 650-850 |
| Security Deposit | None |
WHO CAN APPLY FOR A HOT TOPIC CREDIT CARD?
- You have no debt or controlled debt with other banks or financial institutions.
- People who default on loans and credit with the federal government cannot apply.
- Your credit score should be in the 650-850 range.
- Your annual income determines your creditworthiness.
HOW TO APPLY FOR HOT TOPIC CREDIT CARD?
To apply for a Hot Topic credit card, go online or visit Hot Topic’s shopping outlets. To apply for a credit card online following steps are needed to be followed-
Step 1-After visiting the Hot Topic website go to the Hot Topic Guest List credit card option.
Step 2– You will need to enter your information in the first part of the application form. They will ask you to provide your name, social security number, date of birth, and annual income.
Step 3– you have to add contact information like your current residence address, mobile phone number, and email address.
Step 4– If necessary, add a referral code and a buyer, and then click the “Continue” tab.
Step 5-In Step 5, you can select the first pre-filled option. In these steps, you have to enter your mobile number, SSN, or zip code. If you don’t know the details, you can choose not to use the pre-fill option.
Step 6– If you have an authorized buyer; add it to the next segment.
Step 7– Agree to the Terms of Use.
Step 8– After clicking on the submit option, Hot Topic will review your form and will notify you shortly.
REQUIREMENTS TO APPLY FOR HOT TOPIC CREDIT CARD
- Your age must be 18 and above.
- Applicants must add a valid SSN (Social Security Number).
- You should have a valid government ID.
- You do not have to enter a PO Box address; instead, you must have a full address with details.
PROS OF HAVING HOT TOPIC CREDIT CARD
- If you want to increase your credit score, this credit card might provide you with a good opportunity to do so.
- There is no annual charge so you don’t have to worry about it at the end of the year.
- They have a great rewards program that works well for many people.
- You can get a pass for $20 and another $50 per year.
CONS OF HAVING HOT TOPIC CREDIT CARD
- The APR variable is relatively high which is at 26.49%.
- In terms of point value, the customer’s reward value is low.
- No sign-up bonus is offered by Hot Topic
Conclusion
If you shop regularly at Hot Topic, you’ll love the Guest List credit card. It’s a store credit card with fun perks to help you spend money.
The credit card promises birthday offers, free shipping and points with every purchase.
If you want to become a Hot Topic Credit Cardholder, please follow the application process carefully.
FAQs
Can I also use the Hot Topic credit card in other shops like Hot Topic?
Hot Topic credit cards are store credit cards that can be used with Hot Topic. If you want to buy at another store, you should consider getting a regular credit card.
Can I use my hot topic credit card to purchase from the Torrid store?
Unfortunately No, Hot Topic credit Cards cannot be used to purchase products from Torrid.
Which bank supplies Hot Topic Credit Card?
Comenity offers Hot Topic credit cards.
Does the Hot Topic Guest List credit card report your account to credit bureaus?
Yes! Hot Topic Guest List Credit Card reports your account to the following credit reporting agencies – Equifax, Experian, and Transunion
