JCPenney is a department store chain spread across the United States that sells clothing items, accessories, everyday home items, home décor, and many more products that the customer may be interested in. As with any major retailer, Does JCPenney Take Afterpay accepts a wide range of payment methods from its customers. Customers can make their purchases with cash, credit or debit cards, checks, and BNPL payment methods through select partners.
JCPenney does not accept payments from the customer made through some BNPL service providers. Afterpay is not considered a valid payment method in JCPenney stores in the United States. Affirm is another BNPL service provider that will be rejected by the store cashier when customers try to make purchases at a JCPenney store. JCPenney does, however, support some Buy Now Pay Later service platforms through which customers can make their payments.
The purpose of this article is to inform the reader about the alternative BNPL service providers who are partners with JCPenney and customers can make payments through these platforms. This article will also cover some alternative payment methods accepted at a JCPenney store and other retailers in the United States that are similar to JCPenney.
Acceptable Buy Now Pay Later Platforms
Does JCPenney Take Afterpay allow customers to use BNPL services of some select platforms that it has partnered with? The acceptable BNPL platforms are Klarna, Quadpay, and PayPal Pay in 4. Customers who wish to pay for their purchases can use any of the above three to make their payments at the store or online at jcp.com. Customers with a valid United States address can use these cards.
In general, purchases made through BNPL services should not exceed $750. A minimum purchase of $10 must also be made for the use of these cards to be valid. JCPenney prefers that the customers avail themselves and use the JCPenney Credit Card for more expensive purchases.
Alternative Payment Methods Acceptable at JCPenney
JCPenney accepts many more payments methods besides BNPL services. Cash, credit, and debit cards are accepted at any JCPenney store or on online purchases. Cash on delivery is a popular payment method when making online purchases. Credit and debit cards of any major bank or credit union are acceptable. Personal checks issued by any major bank can also be used for making payments at the cash register.
Does JCPenney Take Afterpay also accept gift cards, coupons, gift vouchers, and e-vouchers for making online and offline purchases? Both physical and e-gift cards have money limits ranging between $10 and $250. E-gift cards can be obtained online and used immediately, while physical gift cards have to be shipped to the customer. The shipping charges are usually free.
JCPenney also offers its credit card for in-store or online use. They prefer customers use credit cards for making expensive purchases. JCPenney credit cards generally have more benefits to use in the store compared to other third-party credit cards. Some of these benefits may include but are not limited to cash-backs, discounts, exclusive deals on select items, and extra credit limits.
Alternatives to JCPenney That Offer Afterpay
Due to the decline of quality of products available, the store marketing, and services offered at JCPenney’s stores, customers have started opting for other retailers for shopping. In 2021, JCPenney announced bankruptcy and had to close down many stores and remove employees from the payment list to keep business afloat. Competitors of JCPenney offer the same services but are suited for the present-day markets. E-commerce websites in particular offer the best deals. Some alternatives to JCPenney’s that offer Afterpay for United States citizens are:
1. Fashion: Forever 21, JS Sports, avenue, GAP, Pacsun, Banana Republic, and American Eagle.
2. Beauty: Estee Lauder, Fenty Beauty, Morphe, Glossier, Clinique, and Fresh.
3. Shoes and Footwear: DSW, Puma, Crocs, Reebok, J Crew, and Frye.
4. Furniture and Décor: Pier 1 and World Market.
These are some of the categories and some of the brands and retailers that accept Afterpay as a valid payment method for customers. The full comprehensive list may be found at the official website of Afterpay, United States.
Conclusion
While JCPenney does not accept Afterpay as a valid payment method, it does offer Klarna, Quadpay, and PayPal Pay in 4 as valid BNPL payment methods. For purchases that come with higher costs, JCPenney prefers that the customer pays through JCPenney Credit Card. Traditional payment methods like cash, credit and debit cards and personal checks are also acceptable. However, in recent years due to a decline in its quality, JCPenney is not the first choice for shopping for customers.
FAQs
Q1. Can I redeem JCPenney Reward points at a closing store?
A.JCPenney Rewards can be redeemed at select stores and jcp.com
Q2. Can I use a third-party gift card at a JCPenney store?
A.JCPenney offers third-party gift cards at the physical stores and they can be redeemed at all open stores.
