Citigroup Inc. is a New York-based United states multinational investment bank & financial services corporation. In 1998, the corporation was founded by the merger of banking behemoth Citicorp & financial conglomerate Travelers Group; Travelers was later spun off from the company in 2002. Citibank’s services include checking & savings accounts, private firms & commercial banking, & personal wealth management. Let’s know about Citi Rewards.
Citibank cardholders can earn bonus points for various card purchases and redeem these marks for a variety of appealing rewards. Citi Rewards Card is a conventional credit card provided by Citibank that focuses on providing customers with better deals and offers.
Citi Rewards
Books, Enjoyment, Accessories, Apparel, Dining & Hotels, Various departments Stores, Health & Beauty, Travel, and other categories are represented in the rewards catalog.
Customers can quickly accumulate reward points and redeem them to take advantage of attractive offers on travel, shopping, and other services. These bonus rewards do not expire & can be accumulated over time to be redeemed as Airline Miles, cashback, or merchandise.
Benefits Of Citi Rewards
The following are the benefits of Citi rewards:
1) Welcome Advantages
Earn 1,500 bonus points on your first Citibank Rewards Card Transaction within the first 30 days of receiving the card. Spend Rs.1,000 within the first 60 days of card issuance to earn 1,000 bonus reward points.
2) Benefits Of Reward Points
Every $1.64 spent on retail stores & garments, both online and in-store, earns you 10 reward points. For every $1.64 spent on other categories, you earn 1 reward point.
3) Benefits Of Milestones
When you invest Rs.30,000 or so in a single month, you will receive 300 bonus points.
4) Advantages Of Using Fuel
The Citi Rewards Card points can be redeemed instantly via SMS at any IndianOil petrol pump across the country. 1 reward point is worth $0.25, and 1,000 points are required to redeem it. The 1% surcharge will be refunded at authorized IndianOil Corporation locations.
5) Advantages Of Both In And Online Shopping
This credit card allows you to redeem your points for any online purchase or transaction, including movie tickets, travel tickets, and even mobile services. Citibank’s partner website list can be found on the company’s website. To claim back for in-store items purchased at partner stores, you must have a minimal level of 250 points.
6) Advantages Of Air Miles
You can also use the reward points to recover your Frequent Flyer & Air India membership miles. 1 reward point equals 0.75 miles, and the minimum number of points required to redeem these points is 100.
7) Advantages Of Cashback
You will be able to apply your Citi Rewards rewards points to your card’s outstanding statement as well. 1 credit card point is equal to $0.35. It is stridently advised to consult customer service to fully comprehend the cash rewards perks of the credit card.
Applying For Citi Rewards Card Online
You can qualify for the Citi Rewards Card straightforwardly from the Citibank website, or you can pertain for the credit or debit card on BankBazaar, on the same page you’re on, to take advantage of exclusive partner offers & additional benefits.
Apply now by reading the instructions below:
- Go to the top of the page and look for the ‘Check Eligibility’ button.
- If you are eligible, you will be ready to access the card.
- Click on it, then complete the form with the necessary information and documents before clicking the ‘Submit’ button.
When the documents are successfully submitted, you will start receiving an acknowledgment message with the application ID. Later on, you could use the same to detect your request on BankBazaar.
Criteria For Applying For A Citi Rewards Card
The following eligibility criteria must be met in case of applying for a Citi Rewards Credit card:
- You should be between the ages of 18 and 70.
- You must be an Indian citizen.
Using My Citi Rewards Points
You can redeem your marks digitally by following the steps below:
- Navigate to citirewards.com and choose “Australia” as your area.
- Login to your account. This will provide you with the most up-to-date information on how many points are required to redeem various rewards.
- Log in & then salvage your rewards by following the prompts.
- Citi Rewards can also be accessed by trying to log into your Citi acct or the Citi app. If you’d rather redeem your marks over the mobile.
Are Citi Rewards Worth?
The card’s price. The annual fee and purchase interest rate on the card are important costs to consider when weighing the significance of rewards & other perks. How much do you intend to use the card? The primary way to earn Citi Rewards is to use your credit or debit card for eligible purchases.
Consider what you’ll invest with the card every month or the year, and also how many cents on the dollar you’ll receive, to determine how much worth you can expect from rewards.
If there are any rewards that you truly desire. Citi Rewards offers a diverse range of redemption options, which include frequent flyer moment-in-time transfers, gift cards, cashback, and charitable donations. However, the valuation of any reward is ultimately determined by how much you want now – so take a look at what’s on offer to determine if this rewards program is a good fit for you.
Conclusion
You must choose benefits that you need or want to save money. If you don’t see anything you like, keep saving marks until you get the reward you want. If you plan to travel in the long term, keep point transactions in mind because frequent flyer programs typically provide the most value per moment when redeemed for flights. Citibank provides Citigold services to mass affluent customers with approximately Us$200,000 in financial cash worldwide.
Frequently asked questions
Q) How do I get in touch with Citibank if I have a question about my credit card?
A) Simply call 1860 210 2484 to reach Citibank card customer support.
Q) Is it possible to enter the Citi Reward system for a fee?
A) There are no additional fees for joining Citi Rewards. When you choose an ability to qualify credit card, you will be enrolled automatically as shortly as you initiate your credit card.
